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The Ensign Group ENSG Health Liability Insurance — Self insurance reserve

Other product segments

Accrued general liability and professional malpractice liabilities
$186.78M+16.6%
Workers' Compensation
$43.87M+14.3%
General Liability
$22.55M+7.6%
Health Insurance Product Line
$17.51M+22.4%

Similar metrics at other companies

HCA Healthcare logo
HCAProfessional Liability Risks
$1.51B+0.8%
Globe Life logo
GLHealth — Liability For Claims And Claims Adjustment Expense
$154.53M+5.2%
The Hartford Financial Services Group logo
HIGProfessional liability — Liability for Unpaid Claims and Claims Adjustment Expense, Net
$1.69B+7.2%
Freedom Holding logo
FRHCCivil Liability — Reserves for claims and claims' adjustment expenses
$8.37M-17.5%
Berkshire Hathaway logo
BRK.ALife And Health Insurance — Liability For Future Policy Benefits
$4.49B+0.2%
Freedom Holding logo
FRHCLife Insurance — Reserves for claims and claims' adjustment expenses
$4.63M-85.1%

Other financials

Income statement

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Revenue$1.4B+18.4%
Gross profit$293.4M+19.6%
Operating income$124.9M+23.2%
Net income$99.7M+24.2%
EPS (diluted)$1.67+21.9%

Balance sheet

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Cash & equivalents$539.5M+90.9%
Total debt$2.2B+11.7%
Total equity$2.4B+22.8%
Total assets$5.6B+17.9%

Cash flow

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Operating cash flow$100.2M+38.7%
CapEx$10.0M+27.8%
Free cash flow$90.2M+40.0%

Valuation

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Market cap$8.98B+57.5%
Enterprise value$10.69B+46.4%
P/E24.7×+6.3×
P/S1.7×+0.4×

Profitability

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Gross margin20.6%-0.1pp
Operating margin8.5%0.0pp
Net margin6.9%-0.1pp
FCF margin11%+2.6pp

Returns & leverage

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Return on equity16.9%-0.7pp
Debt / equity0.9×-0.1×
Current ratio1.6×+0.2×

Where this comes from

Reported directly by The Ensign Group in its filing.

Tagged under the XBRL concept us-gaap:SelfInsuranceReserve.

The official record: The Ensign Group’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is The Ensign Group's health liability insurance — self insurance reserve?
The Ensign Group (ENSG) reported health liability insurance — self insurance reserve of $525K in Q1 2026.
How has The Ensign Group's health liability insurance — self insurance reserve changed year-over-year?
The Ensign Group's health liability insurance — self insurance reserve decreased by 0.0% year-over-year, from $525K to $525K.
What is the long-term trend for The Ensign Group's health liability insurance — self insurance reserve?
Over 4 years (2021 to 2025), The Ensign Group's health liability insurance — self insurance reserve has grown at a 1.2% compound annual growth rate (CAGR), from $2M to $2.1M.
What does health liability insurance — self insurance reserve mean?
The amount of money set aside to cover potential future costs from health and professional liability claims.
How do you interpret health liability insurance — self insurance reserve?
An increase in the reserve may indicate rising litigation risks, higher expected claim costs, or an expansion of operations, while a decrease could suggest improved risk management or lower claim frequency.
How does health liability insurance — self insurance reserve compare across companies?
Peers in the skilled nursing and healthcare services sector typically report similar reserves under professional and general liability insurance captions, often adjusted based on actuarial studies.