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Equity Bancshares EQBK Business Segments — Interest Income Expense Net

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Other financials

Income statement

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Revenue$81.9M+40.3%
Net income$26.4M+73.2%
EPS (diluted)$1.27+47.7%

Balance sheet

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Cash & equivalents$546.5M+49.2%
Total debt$5.8M+63.0%
Total equity$827.3M+30.1%
Total assets$7.7B+43.8%

Cash flow

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Operating cash flow$38.8M+37.4%
CapEx$3.3M+44.8%
Free cash flow$35.5M+36.7%

Valuation

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Market cap$1.05B+44.7%
Enterprise value$506.99M+40.2%
P/E29.2×+18.5×
P/S4.1×+1.0×

Profitability

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Net margin14%-14.9pp
FCF margin36.1%+3.1pp

Returns & leverage

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Return on equity4.9%-7.3pp
Debt / equity0.0×

Where this comes from

Reported directly by Equity Bancshares in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The source filing: Equity Bancshares’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:18 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-340292
Three Months Ended June 30, 2026Equity BankUnallocated Holding / Company / AmountsEliminationsTotal
Interest and dividend income$107,761$63$107,824
Interest expense32,1221,83033,952
Net interest income75,639(1,767)73,872
Provision (reversal) for credit losses1,3041,304
Net interest income after provision (reversal) for credit losses74,335(1,767)72,568
Non-interest income
Service charges and fees2,4142,414
Debit card income3,3913,391

Item 1: Financial Statements

FAQ

What is Equity Bancshares's business segments — interest income expense net?
Equity Bancshares (EQBK) reported business segments — interest income expense net of $75.64M in Q2 2026.
How has Equity Bancshares's business segments — interest income expense net changed year-over-year?
Equity Bancshares's business segments — interest income expense net increased by 46.6% year-over-year, from $51.61M to $75.64M.
What is the long-term trend for Equity Bancshares's business segments — interest income expense net?
Over 3 years (2022 to 2025), Equity Bancshares's business segments — interest income expense net has grown at a 11.2% compound annual growth rate (CAGR), from $169.63M to $233.07M.
What does business segments — interest income expense net mean?
The difference between interest earned on assets and interest paid on liabilities, representing the core net interest income before accounting for credit losses. This is a fundamental measure of the bank's profitability from its primary lending and deposit-taking activities.

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