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Equity Bancshares EQBK Business Segments — Provision For Other Credit Losses

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Other financials

Income statement

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Revenue$81.9M+40.3%
Net income$26.4M+73.2%
EPS (diluted)$1.27+47.7%

Balance sheet

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Cash & equivalents$546.5M+49.2%
Total debt$5.8M+63.0%
Total equity$827.3M+30.1%
Total assets$7.7B+43.8%

Cash flow

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Operating cash flow$38.8M+37.4%
CapEx$3.3M+44.8%
Free cash flow$35.5M+36.7%

Valuation

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Market cap$1.04B+44.7%
Enterprise value$503.14M+40.2%
P/E29.1×+18.4×
P/S4.1×+1.0×

Profitability

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Net margin14%-14.9pp
FCF margin36.1%+3.1pp

Returns & leverage

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Return on equity4.9%-7.3pp
Debt / equity0.0×

Where this comes from

Reported directly by Equity Bancshares in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForOtherCreditLosses.

The source filing: Equity Bancshares’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:18 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-340292
Line item(Unaudited)Three Months Ended June 30, 2026(Unaudited)Three Months Ended June 30, 2025(Unaudited)Six Months Ended June 30, 2026(Unaudited)Six Months Ended June 30, 2025
Subordinated debt1,8151,8523,6153,703
Total interest expense33,95224,38568,31248,777
Net interest income73,87249,802147,536100,094
Provision (reversal) for credit losses1,304197,2592,741
Net interest income after provision (reversal) for credit losses72,56849,783140,27797,353
Non-interest income
Service charges and fees2,4142,1774,9074,241
Debit card income3,3913,0526,5085,556

Item 1: Financial Statements

FAQ

What is Equity Bancshares's business segments — provision for other credit losses?
Equity Bancshares (EQBK) reported business segments — provision for other credit losses of $1.3M in Q2 2026.
How has Equity Bancshares's business segments — provision for other credit losses changed year-over-year?
Equity Bancshares's business segments — provision for other credit losses increased by 6763.2% year-over-year, from $19K to $1.3M.
What is the long-term trend for Equity Bancshares's business segments — provision for other credit losses?
Over 3 years (2022 to 2025), Equity Bancshares's business segments — provision for other credit losses has grown at a 315.5% compound annual growth rate (CAGR), from $125K to $8.97M.
What does business segments — provision for other credit losses mean?
An expense set aside to cover potential losses from non-loan financial instruments or off-balance sheet exposures. It reflects management's assessment of credit risk and the adequacy of reserves to protect the balance sheet against future defaults.

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