Skip to content
Screener

Equity Bancshares EQBK Bank Owned Life Insurance

Bank Owned Life Insurance at other companies

BOK Financial logo
BOK FinancialBOKF
$423.13M+1.6%
Five Star Bancorp logo
Five Star BancorpFSBC
$28.76M+22.6%
Independent Bank Corporation logo
Independent Bank CorporationIBCP
$53.57M0.0%
PCB Bancorp logo
PCB BancorpPCB
$33.35M+3.4%
SR Bancorp, Inc. logo
SR Bancorp, Inc.SRBK
$38.12M+0.7%
MainStreet Bancshares, Inc. logo
MainStreet Bancshares, Inc.MNSBP

Other financials

Income statement

See full
Revenue$81.9M+40.3%
Net income$26.4M+73.2%
EPS (diluted)$1.27+47.7%

Balance sheet

See full
Cash & equivalents$546.5M+49.2%
Total debt$5.8M+63.0%
Total equity$827.3M+30.1%
Total assets$7.7B+43.8%

Cash flow

See full
Operating cash flow$38.8M+37.4%
CapEx$3.3M+44.8%
Free cash flow$35.5M+36.7%

Valuation

See full
Market cap$1.05B+45.2%
Enterprise value$506.99M+41.3%
P/E29.2×+18.5×
P/S4.1×+1.0×

Profitability

See full
Net margin14%-14.9pp
FCF margin36.1%+3.1pp

Returns & leverage

See full
Return on equity4.9%-7.3pp
Debt / equity0.0×

Where this comes from

Reported directly by Equity Bancshares in its filing.

Tagged under the XBRL concept us-gaap:BankOwnedLifeInsurance.

The source filing: Equity Bancshares’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:18 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-340292
Line item(Unaudited)June 30, 2026December 31, 2025
Loans, net of allowance for credit losses of $64,413 and $52,7565,341,3054,145,424
Other real estate owned, net3,7935,388
Premises and equipment, net141,098136,720
Bank-owned life insurance150,514148,301
Federal Reserve Bank and Federal Home Loan Bank stock42,71934,053
Interest receivable37,73033,322
Goodwill105,35682,101
Core deposit intangibles, net28,29621,634

Item 1: Financial Statements

FAQ

What is Equity Bancshares's bank owned life insurance?
Equity Bancshares (EQBK) reported bank owned life insurance of $150.51M in Q2 2026.
How has Equity Bancshares's bank owned life insurance changed year-over-year?
Equity Bancshares's bank owned life insurance increased by 12.6% year-over-year, from $133.64M to $150.51M.
What is the long-term trend for Equity Bancshares's bank owned life insurance?
Over 5 years (2020 to 2025), Equity Bancshares's bank owned life insurance has grown at a 14.0% compound annual growth rate (CAGR), from $77.04M to $148.3M.
What does bank owned life insurance mean?
This represents life insurance policies purchased by the bank on the lives of key employees or officers, where the bank is the beneficiary. It is used as a tax-advantaged investment vehicle to offset the costs of employee benefit plans. The cash surrender value of these policies is recorded as an asset on the balance sheet.

Ask your AI about Equity Bancshares's bank owned life insurance.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude