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Equitable Holdings EQH UL — Interest accrual

Other product segments

Term
$36M-7.7%

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Other financials

Income statement

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Revenue$1.7B-29.8%
Net income-$453.0M-29.8%
EPS (diluted)-$1.68-38.8%

Balance sheet

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Cash & equivalents$17.2B+14.9%
Total debt$3.8B-11.4%
Total equity-$785.0M-168%
Total assets$334.66B+10.4%

Cash flow

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Operating cash flow$643.0M+88.6%

Valuation

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Market cap$14B-9.3%
Enterprise value$658.75M-86.3%
P/S1.3×+0.2×

Profitability

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Net margin-5.9%

Returns & leverage

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Return on equity-42%
Debt / equity14.1×+12.3×

Where this comes from

Reported directly by Equitable Holdings in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitExpectedFuturePolicyBenefitInterestExpense.

The source filing: Equitable Holdings’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 2:06 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001333986-26-000040
Line itemSix Months Ended June 30, 2026 / Retirement / PayoutSix Months Ended June 30, 2026 / Corporate & Other / TermSix Months Ended June 30, 2026 / Corporate & Other / Group PensionSix Months Ended June 30, 2026 / Corporate & Other / HealthSix Months Ended June 30, 2025 / Retirement / PayoutSix Months Ended June 30, 2025 / Corporate & Other / TermSix Months Ended June 30, 2025 / Corporate & Other / Group PensionSix Months Ended June 30, 2025 / Corporate & Other / Health
Effect of actual variances from expected experience(3)(74)(1)(3)(73)(7)
Adjusted beginning of period balance5,3842,9244721,4574,9193,1425141,548
Issuances3651639822
Interest accrual105738249979925
Benefits payments(286)(116)(28)(71)(251)(120)(31)(75)
Ending Balance at original discount rate5,5682,8974521,4105,1653,1234921,498
Effect of changes in discount rate assumptions(223)14(45)(180)(229)45(45)(187)
Balance, end of period$5,345$2,911$407$1,230$4,936$3,168$447$1,311

Item 1. Consolidated Financial Statements

FAQ

What is Equitable Holdings's UL — interest accrual?
Equitable Holdings (EQH) reported UL — interest accrual of $15M in Q2 2026.
How has Equitable Holdings's UL — interest accrual changed year-over-year?
Equitable Holdings's UL — interest accrual decreased by 0.0% year-over-year, from $15M to $15M.
What is the long-term trend for Equitable Holdings's UL — interest accrual?
Over 4 years (2021 to 2025), Equitable Holdings's UL — interest accrual has grown at a 7.5% compound annual growth rate (CAGR), from $45M to $60M.
What does UL — interest accrual mean?
This metric measures the interest expense accrued on policyholder account balances within the universal life segment. It represents the cost of capital the company pays to policyholders on their accumulated cash values. This is a primary driver of the cost of funds for insurance products.

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