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Equitable Holdings EQH VUL — Interest credited to policyholders’ account balances

Other product segments

EG
$126M+12.5%
UL
$53M-1.9%
EI
$13M-13.3%
Momentum
$2M-33.3%

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PRURetirement — Interest credited to policyholders’ account balances
$690M+34.8%
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PRUTotal — Interest credited to policyholders’ account balances
$1.94B+71.0%
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PRULife/Disability — Interest credited to policyholders’ account balances
$32M0.0%
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PRUGuaranteed Universal Life — Interest credited to policyholders’ account balances
$96M+4.3%

Other financials

Income statement

See full
Revenue$1.7B-29.8%
Net income-$453.0M-29.8%
EPS (diluted)-$1.68-38.8%

Balance sheet

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Cash & equivalents$17.2B+14.9%
Total debt$3.8B-11.4%
Total equity-$785.0M-168%
Total assets$334.66B+10.4%

Cash flow

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Operating cash flow$643.0M+88.6%

Valuation

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Market cap$14B-9.3%
Enterprise value$658.75M-86.3%
P/S1.3×+0.2×

Profitability

See full
Net margin-5.9%

Returns & leverage

See full
Return on equity-42%
Debt / equity14.1×+12.3×

Where this comes from

Reported directly by Equitable Holdings in its filing.

Tagged under the XBRL concept us-gaap:InterestCreditedToPolicyholdersAccountBalances.

The source filing: Equitable Holdings’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 2:06 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001333986-26-000040
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Policyholders’ benefits4357878201,546
Remeasurement of liability for future policy benefits(15)(13)(6)(15)
Change in market risk benefits and purchased market risk benefits(1,001)(606)(676)66
Interest credited to policyholders’ account balances8347961,6041,474
Compensation and benefits6425921,2671,193
Commissions and distribution-related payments5624881,118989
Interest expense5661118116
Amortization of deferred policy acquisition costs214193423381

Item 1. Consolidated Financial Statements

FAQ

What is Equitable Holdings's VUL — interest credited to policyholders’ account balances?
Equitable Holdings (EQH) reported VUL — interest credited to policyholders’ account balances of $69M in Q2 2026.
How has Equitable Holdings's VUL — interest credited to policyholders’ account balances changed year-over-year?
Equitable Holdings's VUL — interest credited to policyholders’ account balances decreased by 14.8% year-over-year, from $81M to $69M.
What is the long-term trend for Equitable Holdings's VUL — interest credited to policyholders’ account balances?
Over 4 years (2021 to 2025), Equitable Holdings's VUL — interest credited to policyholders’ account balances has grown at a 4.2% compound annual growth rate (CAGR), from $185M to $218M.
What does VUL — interest credited to policyholders’ account balances mean?
The total interest expense accrued by the company on policyholder account balances held in the general account. This represents the cost of capital for the liabilities held by the insurer.

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