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Erie Indemnity Company ERIE Q3 2025 earnings

Reported October 30, 2025 · After market close

Revenue$1.3BBeat by $328.5M
EPS$3.50Beat by $0.13
Revenue estimate$975.6M
EPS estimate$3.37

Next report

Jul 30, 2026 (Today)
Revenue estimate$1.1B
EPS estimate$3.35

Financials

Q3 2025

Income statement

See full
Revenue$1.1B+6.7%
Operating income$208.9M+16.0%
Net income$182.9M+14.4%
EPS (diluted)$3.50+14.4%

Balance sheet

See full
Cash & equivalents$568.6M+157%
Total equity$2.3B+18.5%
Total assets$3.3B+16.1%

Cash flow

See full
Operating cash flow$219.4M+10.2%
CapEx$35.0M+26.3%
Free cash flow$184.4M+7.6%

Valuation & ratios

Valuation

as of 09/30/25
See full
Market cap$16.64B-41.1%
P/E25.7×-24.8×
P/S4.1×-3.5×

Profitability

See full
Operating margin18%+0.7pp
Net margin16%+0.9pp
FCF margin14.3%+1.6pp

Returns & leverage

See full
Return on equity30.4%-1.0pp
Current ratio1.7×+0.3×

Segments

By product

See full
Management fee revenue - policy issuance and renewal services$825.3M+7.3%
Administrative services reimbursement revenue$215.7M+4.3%
Management fee revenue - administrative services$18.8M+9.8%
Service agreement revenue$6.9M+1.8%

By segment

See full
Management Operations$1.1B+6.7%

Versus estimates

Revenue

Q1 2026$1.0BMiss by $76.2MQ4 2025$951.0MMiss by $24.5M
Q3 2025$1.3BBeat by $328.5M
Q2 2025$1.1BMiss by $27.7MQ1 2025$989.4MBeat by $2.9MQ4 2024$338.7MMiss by $586.4M

Diluted EPS

Q1 2026$2.88Miss by $0.18Q4 2025-$0.33Miss by $1.92
Q3 2025$3.50Beat by $0.13
Q2 2025$3.34Miss by $0.14Q1 2025$2.65Miss by $0.45Q4 2024$2.91Beat by $0.15

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Questions, answered.

When did Erie Indemnity Company report Q3 2025 earnings?
Erie Indemnity Company (ERIE) reported Q3 2025 earnings on October 30, 2025 after market close.
What were Erie Indemnity Company's Q3 2025 revenue and EPS?
Erie Indemnity Company reported revenue of $1.3B and eps of $3.50 for Q3 2025.
Did Erie Indemnity Company beat estimates in Q3 2025?
Revenue beat the consensus estimate of $975.6M by $328.5M. EPS beat the consensus estimate of $3.37 by $0.13.
How did Erie Indemnity Company's Q3 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 30.4% from $999.9M a year earlier and eps grew 14.4% from $3.06.
Where can I find Erie Indemnity Company's Q3 2025 SEC filings?
You can read the 10-Q periodic report (0001628280-25-047555) directly on SEC EDGAR. The filing index links above go to sec.gov.