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First American Financial FAF Home Warranty — Premiums Earned Net And Escrow Fee Revenue

Other segment segments

Title Insurance And Services
$689.2M+14.8%
Corporate And Eliminations
$0+100%

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Alignment Healthcare logo
ALHCPremium — Earned premiums
$1.23B+33.8%

Other financials

Income statement

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Revenue$2.1B+15.0%
Net income$218.5M+49.6%
EPS (diluted)$2.12+50.4%

Balance sheet

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Cash & equivalents$2.6B+29.2%
Total debt$1.8B-0.9%
Total equity$5.6B+9.6%
Total assets$18.9B+16.4%

Cash flow

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Operating cash flow$356.6M-1.4%
CapEx$39.2M-25.2%
Free cash flow$317.4M+2.6%

Valuation

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Market cap$7.66B+20.0%
Enterprise value$6.78B+10.9%
P/E10.3×-23.5×
P/S0.0×

Profitability

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Net margin9.3%+6.4pp
FCF margin10.4%+0.2pp

Returns & leverage

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Return on equity13.9%+10.1pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by First American Financial in its filing.

Tagged under the XBRL concept faf:PremiumsEarnedNetAndEscrowFeeRevenue.

The source filing: First American Financial’s 10-Q, filed July 23, 2026.

Filed
Jul 23, 2026, 4:55 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-314255
(in millions)Directpremiumsand escrowfeesAgentpremiumsInformationand otherNetinvestmentincomeNet investmentgains (losses)Total Revenues
Title Insurance and Services$689.2$819.7$295.0$164.0$46.7$2,014.6
Home Warranty104.86.21.31.5113.8
Corporate and Eliminations0.16.618.4(36.2)(11.1)
$794.1$819.7$307.8$183.7$12.0$2,117.3

Item 1. Financial Statements.

FAQ

What is First American Financial's home warranty — premiums earned net and escrow fee revenue?
First American Financial (FAF) reported home warranty — premiums earned net and escrow fee revenue of $104.8M in Q2 2026.
How has First American Financial's home warranty — premiums earned net and escrow fee revenue changed year-over-year?
First American Financial's home warranty — premiums earned net and escrow fee revenue increased by 1.1% year-over-year, from $103.7M to $104.8M.
What is the long-term trend for First American Financial's home warranty — premiums earned net and escrow fee revenue?
Over 4 years (2021 to 2025), First American Financial's home warranty — premiums earned net and escrow fee revenue has grown at a 0.9% compound annual growth rate (CAGR), from $399.8M to $415.2M.
What does home warranty — premiums earned net and escrow fee revenue mean?
This figure represents the core top-line revenue generated from home warranty premiums and associated service fees after accounting for reinsurance or other adjustments. It is the primary indicator of the segment's market demand and business volume.

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