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First American Financial FAF Home Warranty — Supplementary Insurance Information Other Operating Expense

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Other financials

Income statement

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Revenue$2.1B+15.0%
Net income$218.5M+49.6%
EPS (diluted)$2.12+50.4%

Balance sheet

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Cash & equivalents$2.6B+29.2%
Total debt$1.8B-0.9%
Total equity$5.6B+9.6%
Total assets$18.9B+16.4%

Cash flow

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Operating cash flow$356.6M-1.4%
CapEx$39.2M-25.2%
Free cash flow$317.4M+2.6%

Valuation

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Market cap$7.66B+20.0%
Enterprise value$6.78B+10.9%
P/E10.3×-23.5×
P/S0.0×

Profitability

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Net margin9.3%+6.4pp
FCF margin10.4%+0.2pp

Returns & leverage

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Return on equity13.9%+10.1pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by First American Financial in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationOtherOperatingExpense.

The source filing: First American Financial’s 10-K, filed February 18, 2026.

Filed
Feb 17, 2026, 7:00 PM EST
Fiscal year
FY2025
Accession
0001193125-26-055516
Column A / SegmentColumn F / Premiumsand escrowfeesColumn G / Netinvestmentincome (1)Column H / LossprovisionColumn I / Amortizationof deferredpolicyacquisitioncosts (credits)Column J / OtheroperatingexpensesColumn K / Premiumswritten
2025
Title Insurance and Services$5,306.9$620.3$159.2$1,081.7
Home Warranty415.24.7171.9(4.6)90.4419.0
Corporate and Eliminations16.9(4.5)38.5
Total$5,722.1$641.9$326.6$(4.6)$1,210.6$419.0
2024
Title Insurance and Services$4,610.2$188.9$138.3$992.5
Home Warranty397.85.4184.4(1.4)86.0411.3

Item 8. Financial Statements and Supplementary Data

FAQ

What is First American Financial's home warranty — supplementary insurance information other operating expense?
First American Financial (FAF) reported home warranty — supplementary insurance information other operating expense of $22.6M in Q4 2025.
How has First American Financial's home warranty — supplementary insurance information other operating expense changed year-over-year?
First American Financial's home warranty — supplementary insurance information other operating expense increased by 5.1% year-over-year, from $21.5M to $22.6M.
What is the long-term trend for First American Financial's home warranty — supplementary insurance information other operating expense?
Over 4 years (2021 to 2025), First American Financial's home warranty — supplementary insurance information other operating expense has grown at a 10.1% compound annual growth rate (CAGR), from $61.5M to $90.4M.
What does home warranty — supplementary insurance information other operating expense mean?
General and administrative costs incurred to support the insurance operations, excluding direct claims and acquisition costs. It serves as a measure of the operational efficiency and overhead management of the business segment.

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