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Net debt / EBITDA at other companies

Fidelity National Financial logo
Fidelity National FinancialFNF
0.8×+0.7×
American Financial Group logo
American Financial GroupAFG
0.6×+0.2×
Northern Trust logo
Northern TrustNTRS
0.1×0.0×
Starwood Property Trust logo
Starwood Property TrustSTWD
-0.3×+0.1×
Lennar logo
LennarLEN
-0.8×+4.0×
TransUnion logo
TransUnionTRU
3.4×-0.1×

Other financials

Income statement

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Revenue$1.8B+16.2%
Net income$125.1M+68.6%
EPS (diluted)$1.21+70.4%

Balance sheet

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Cash & equivalents$2.4B+19.1%
Total debt$1.8B-1.4%
Total equity$5.5B+9.4%
Total assets$17.9B+15.7%

Cash flow

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Operating cash flow$5.6M+111%
CapEx$38.3M-8.2%
Free cash flow-$32.7M+65.4%

Valuation

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Market cap$6.99B-8.6%
Enterprise value$6.31B-15.3%
P/E10.4×-37.9×
P/S0.9×-0.3×

Profitability

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Net margin8.7%+6.2pp
FCF margin10.7%+1.7pp

Returns & leverage

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Return on equity12.8%+9.6pp
Debt / equity0.3×0.0×

Where this comes from

Calculated from First American Financial’s reported figures.

Based on the most recent quarter.

The official record: First American Financial’s 10-Q, filed April 24, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First American Financial's net debt / EBITDA?
First American Financial (FAF) reported net debt / EBITDA of -0.5× in Q1 2026.
How has First American Financial's net debt / EBITDA changed year-over-year?
First American Financial's net debt / EBITDA decreased by 12.6% year-over-year, from -0.5× to -0.5×.
What is the long-term trend for First American Financial's net debt / EBITDA?
Over 5 years (2020 to 2025), First American Financial's net debt / EBITDA has grown at a 58.3% compound annual growth rate (CAGR), from 0× to 0.3×.
What does net debt / EBITDA mean?
Net debt (total debt minus cash) divided by trailing-twelve-month EBITDA. Expresses leverage in years — roughly how long it would take to repay net debt out of operating cash earnings.