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First American Financial FAF Liability for Unpaid Claims and Claims Adjustment Expense, Claims Paid

Liability for Unpaid Claims and Claims Adjustment Expense, Claims Paid at other companies

American Coastal Insurance Corporation logo
American Coastal Insurance CorporationACIC
$18.83M-11.0%

Other financials

Income statement

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Revenue$2.1B+15.0%
Net income$218.5M+49.6%
EPS (diluted)$2.12+50.4%

Balance sheet

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Cash & equivalents$2.6B+29.2%
Total debt$1.8B-0.9%
Total equity$5.6B+9.6%
Total assets$18.9B+16.4%

Cash flow

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Operating cash flow$356.6M-1.4%
CapEx$39.2M-25.2%
Free cash flow$317.4M+2.6%

Valuation

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Market cap$7.66B+20.0%
Enterprise value$6.78B+10.9%
P/E10.3×-23.5×
P/S0.0×

Profitability

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Net margin9.3%+6.4pp
FCF margin10.4%+0.2pp

Returns & leverage

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Return on equity13.9%+10.1pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by First American Financial in its filing.

Tagged under the XBRL concept us-gaap:PaymentsForLossesAndLossAdjustmentExpense.

The source filing: First American Financial’s 10-Q, filed July 23, 2026.

Filed
Jul 23, 2026, 4:55 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-314255
(in millions)Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Prior years(19.8)(19.7)
165.1152.0
Payments, net of recoveries, related to:
Current year79.469.3
Prior years100.995.2
180.3164.5
Other(2.8)8.4
Balance at end of period$1,151.6$1,189.3

Item 1. Financial Statements.

FAQ

What is First American Financial's liability for unpaid claims and claims adjustment expense, claims paid?
First American Financial (FAF) reported liability for unpaid claims and claims adjustment expense, claims paid of $102.6M in Q2 2026.
How has First American Financial's liability for unpaid claims and claims adjustment expense, claims paid changed year-over-year?
First American Financial's liability for unpaid claims and claims adjustment expense, claims paid increased by 16.3% year-over-year, from $88.2M to $102.6M.

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