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First Business Financial Services FBIZ Data processing and equipment

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Other financials

Income statement

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Revenue$44.3M+8.5%
Net income$12.2M+9.2%
EPS (diluted)$1.44+9.1%

Balance sheet

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Cash & equivalents$137.1M-19.6%
Total debt$7.0M-7.5%
Total equity$380.1M+13.1%
Total assets$4.3B+9.5%

Cash flow

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Operating cash flow$3.1M-73.0%
CapEx$135.0K+68.8%
Free cash flow$2.9M-74.0%

Valuation

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Market cap$589.38M+49.7%
Enterprise value$459.29M+65.0%
P/E11.5×+3.2×
P/S3.4×+1.0×

Profitability

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Net margin29.8%+0.4pp
FCF margin30.7%-7.4pp

Returns & leverage

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Return on equity14.3%-0.4pp
Debt / equity0.0×

Where this comes from

Reported directly by First Business Financial Services in its filing.

Tagged under the XBRL concept us-gaap:InformationTechnologyAndDataProcessing.

The source filing: First Business Financial Services’s 10-Q, filed April 24, 2026.

Filed
Apr 24, 2026, 4:06 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001193125-26-177139
Line itemFor the Three Months Ended March 31, 2026For the Three Months Ended March 31, 2025
Compensation18,54116,747
Occupancy588590
Professional fees1,4461,459
Data processing1,2701,082
Marketing711968
Equipment407376
Computer software1,9211,603
FDIC insurance909780

Item 1. Financial Statements

FAQ

What is First Business Financial Services's data processing and equipment?
First Business Financial Services (FBIZ) reported data processing and equipment of $1.27M in Q1 2026.
How has First Business Financial Services's data processing and equipment changed year-over-year?
First Business Financial Services's data processing and equipment increased by 17.4% year-over-year, from $1.08M to $1.27M.
What is the long-term trend for First Business Financial Services's data processing and equipment?
Over 4 years (2021 to 2025), First Business Financial Services's data processing and equipment has grown at a 11.3% compound annual growth rate (CAGR), from $3.09M to $4.73M.
What does data processing and equipment mean?
This represents the recurring costs associated with maintaining core banking systems, data processing infrastructure, and third-party technology services. It captures the operational investment required to support digital banking capabilities and back-office processing efficiency. Monitoring this helps assess the bank's scalability and the cost-to-serve for its technology-dependent product offerings.

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