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First Business Financial Services FBIZ Total noninterest expense

Total noninterest expense at other companies

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Other financials

Income statement

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Revenue$44.3M+8.5%
Net income$12.2M+9.2%
EPS (diluted)$1.44+9.1%

Balance sheet

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Cash & equivalents$137.1M-19.6%
Total debt$7.0M-7.5%
Total equity$380.1M+13.1%
Total assets$4.3B+9.5%

Cash flow

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Operating cash flow$3.1M-73.0%
CapEx$135.0K+68.8%
Free cash flow$2.9M-74.0%

Valuation

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Market cap$589.38M+49.7%
Enterprise value$459.29M+65.0%
P/E11.5×+3.2×
P/S3.4×+1.0×

Profitability

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Net margin29.8%+0.4pp
FCF margin30.7%-7.4pp

Returns & leverage

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Return on equity14.3%-0.4pp
Debt / equity0.0×

Where this comes from

Reported directly by First Business Financial Services in its filing.

Tagged under the XBRL concept us-gaap:NoninterestExpense.

The source filing: First Business Financial Services’s 10-Q, filed April 24, 2026.

Filed
Apr 24, 2026, 4:06 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001193125-26-177139
Line itemFor the Three Months Ended March 31, 2026For the Three Months Ended March 31, 2025
Computer software1,9211,603
FDIC insurance909780
Other non-interest expense1,1601,114
Total non-interest expense26,95324,719
Income before income tax expense14,38013,459
Income tax expense2,1802,288
Net income12,20011,171
Preferred stock dividend219219

Item 1. Financial Statements

FAQ

What is First Business Financial Services's total noninterest expense?
First Business Financial Services (FBIZ) reported total noninterest expense of $26.95M in Q1 2026.
How has First Business Financial Services's total noninterest expense changed year-over-year?
First Business Financial Services's total noninterest expense increased by 9.0% year-over-year, from $24.72M to $26.95M.
What is the long-term trend for First Business Financial Services's total noninterest expense?
Over 4 years (2021 to 2025), First Business Financial Services's total noninterest expense has grown at a 8.6% compound annual growth rate (CAGR), from $71.54M to $99.52M.
What does total noninterest expense mean?
This metric aggregates all operating expenses excluding interest expense, such as personnel costs, occupancy, technology, and professional fees. It is a primary measure of the bank's operational overhead and efficiency in managing its cost structure. Investors use this to evaluate the bank's ability to control costs while scaling its commercial banking operations.

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