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First BanCorp FBP US — Interest Bearing Domestic Deposit Brokered

Other geography segments

PR
$33M-92.1%

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Other financials

Income statement

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Revenue$264.9M+7.3%
Net income$96.2M+19.9%
EPS (diluted)$0.62+24.0%

Balance sheet

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Cash & equivalents$561.3M-23.8%
Total debt$200.0M-37.5%
Total equity$2.0B+7.1%
Total assets$19.2B+1.8%

Cash flow

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Operating cash flow$92.2M-3.4%
CapEx$5.0M+93.1%
Free cash flow$87.2M-6.1%

Valuation

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Market cap$4.44B+34.9%
Enterprise value$4.08B+41.9%
P/E11.9×+1.2×
P/S4.3×+0.9×

Profitability

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Net margin36.2%+4.6pp
FCF margin42.8%+0.6pp

Returns & leverage

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Return on equity19.5%+1.1pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by First BanCorp in its filing.

Tagged under the XBRL concept us-gaap:InterestBearingDomesticDepositBrokered.

The source filing: First BanCorp’s 10-K, filed February 27, 2026.

Filed
Feb 27, 2026, 1:55 PM EST
Fiscal year
FY2025
Accession
0001057706-26-000007

560.5

Item 8. Financial Statements and Supplementary Data

FAQ

What is First BanCorp's US — interest bearing domestic deposit brokered?
First BanCorp (FBP) reported US — interest bearing domestic deposit brokered of $560.5M in Q4 2025.
How has First BanCorp's US — interest bearing domestic deposit brokered changed year-over-year?
First BanCorp's US — interest bearing domestic deposit brokered increased by 25.9% year-over-year, from $445.1M to $560.5M.
What does US — interest bearing domestic deposit brokered mean?
The portion of total US deposits sourced through third-party brokers rather than direct customer relationships. While these deposits provide quick liquidity, they are often more rate-sensitive and expensive than core retail deposits, impacting the company's net interest margin.

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