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First Community Corporation FCCO Commercial And Retail Banking — Noninterest Expense

Other segment segments

Investment Advisory And Non Deposit
$1.39M+19.7%
Mortgage Banking1
$1.06M-2.1%
Government Guaranteed Collateral1
$591K
Corporate
$576K-7.1%

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$169.25M-0.8%
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BOHCommercial Banking — Noninterest Expense
$15.99M-15.3%

Other financials

Income statement

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Revenue$25.1M+28.7%
Net income$7.6M+46.5%
EPS (diluted)$0.80+19.4%

Balance sheet

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Cash & equivalents$161.1M+7.5%
Total debt$2.6M-0.5%
Total equity$228.0M+46.6%
Total assets$2.4B+15.9%

Cash flow

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Operating cash flow-$2.4M-137%
CapEx$96.0K-52.0%
Free cash flow-$2.5M-140%

Valuation

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Market cap$321.56M+66.2%
P/E13.9×+2.7×
P/S3.6×+0.9×

Profitability

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Net margin25.9%+2.0pp
FCF margin11.1%

Returns & leverage

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Return on equity12.1%+0.2pp
Debt / equity0.0×

Where this comes from

Reported directly by First Community Corporation in its filing.

Tagged under the XBRL concept us-gaap:NoninterestExpense.

The source filing: First Community Corporation’s 10-Q, filed May 15, 2026.

Filed
May 15, 2026, 4:10 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001552781-26-000341
(Dollars in thousands) / Three months ended March 31, 2026Commercial / and Retail / BankingMortgage / BankingInvestment / Advisory and / Non-DepositGovernment / Guaranteed / LendingCorporateEliminationsConsolidated
Provision for credit losses196(3)193
Noninterest income1,4386812,2714004,790
Salaries and employee benefits6,7348441,1994912249,492
Other noninterest expense6,6772201901003527,539
Total noninterest expense13,4111,0641,38959157617,031
Net income before taxes$3,999$1,311$882$556$1,307$(2,120)$5,935
Income tax provision (benefit)674(237)437
Net income$3,325$1,311$882$556$1,544$(2,120)$5,498

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FAQ

What is First Community Corporation's commercial and retail banking — noninterest expense?
First Community Corporation (FCCO) reported commercial and retail banking — noninterest expense of $13.41M in Q1 2026.
How has First Community Corporation's commercial and retail banking — noninterest expense changed year-over-year?
First Community Corporation's commercial and retail banking — noninterest expense increased by 35.6% year-over-year, from $9.89M to $13.41M.
What is the long-term trend for First Community Corporation's commercial and retail banking — noninterest expense?
Over 4 years (2021 to 2025), First Community Corporation's commercial and retail banking — noninterest expense has grown at a 7.6% compound annual growth rate (CAGR), from $31.27M to $41.9M.
What does commercial and retail banking — noninterest expense mean?
Represents the total operating costs incurred by the commercial and retail banking segment, excluding interest expense and credit loss provisions. This metric encompasses all administrative, personnel, and infrastructure expenses necessary to run the business. It is a key indicator of the segment's operational discipline and cost-management effectiveness.

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