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First Commonwealth Financial FCF Net margin

Net margin at other companies

F.N.B. CorporationFNB

32.4%+3.7pp

Huntington BancsharesHBAN

25%-2.1pp

PNC Financial ServicesPNC

30.5%+2.6pp

First Financial BanksharesFFIN

40.6%0.0pp

First BancorpFBNC

29.8%+5.8pp

First Financial BancorpFFBC

28.7%+1.4pp

Other financials

Income statement

Revenue$133.6M+13.2%

Net income$37.5M+14.8%

EPS (diluted)$0.37+15.6%

Balance sheet

Cash & equivalents$342.9M+143%

Total debt$199.7M-48.6%

Total equity$1.6B+7.3%

Total assets$12.3B+4.0%

Cash flow

Operating cash flow$86.8M+55.4%

CapEx$4.0M+3.5%

Free cash flow$42.9M+50.5%

Valuation

Market cap$2.03B+13.6%

Enterprise value$1.89B-9.6%

P/E12.9×-0.1×

P/S3.8×0.0×

Profitability

FCF margin32.8%+9.0pp

Returns & leverage

Return on equity10.5%+0.6pp

Debt / equity0.1×-0.1×

Where this comes from

Calculated from First Commonwealth Financial’s reported figures.

net income/total revenue=29.2%

Based on trailing twelve months.

The official record: First Commonwealth Financial’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Commonwealth Financial's net margin?: First Commonwealth Financial (FCF) reported net margin of 29.2% in Q1 2026.
How has First Commonwealth Financial's net margin changed year-over-year?: First Commonwealth Financial's net margin increased by 1.7% year-over-year, from 28.7% to 29.2%.
What is the long-term trend for First Commonwealth Financial's net margin?: Over 5 years (2020 to 2025), First Commonwealth Financial's net margin has grown at a 7.5% compound annual growth rate (CAGR), from 20.2% to 29.1%.
What does net margin mean?: Net income as a percentage of revenue (trailing twelve months). The bottom-line profitability measure after all costs, interest, and taxes.