What is F&G Annuities & Life's immediate annuities — lapse rate?

F&G Annuities & Life (FG) reported immediate annuities — lapse rate of 0% in Q1 2026.

What does immediate annuities — lapse rate mean?

The percentage of immediate annuity policies that are terminated or surrendered by policyholders before the end of the contract term. High lapse rates can indicate competitive pressure or changes in policyholder behavior, impacting the expected cash flows and profitability of the block. Monitoring this metric helps in assessing customer retention and product viability.

F&G Annuities & Life FG Immediate annuities — Lapse rate

Similar metrics at other companies

FNFImmediate annuities — Lapses

0%—

FNFTraditional Life — Lapses

0.5%-0.1pp

FNFImmediate annuities — Interest accretion rate

3.2%0.0pp

FNFImmediate annuities — Mortality

1.7%-1.3pp

FNFPRT — Lapses

0%—

RITMFixed Indexed Annuities — Policyholder Account Balance, Surrender and Withdrawal

$52K+6,833%

Other financials

Income statement

See full

Revenue$1.2B+30.7%

Net income$248.0M+1,281%

EPS (diluted)$1.78+990%

Balance sheet

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Cash & equivalents$1.3B-59.8%

Total debt$2.2B+0.3%

Total equity$4.6B+6.3%

Total assets$101.03B+14.8%

Cash flow

See full

Operating cash flow$743.0M-22.3%

Valuation

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Market cap$3.69B-29.3%

Profitability

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Net margin8.9%-1.0pp

Returns & leverage

See full

Return on equity11.9%-0.9pp

Debt / equity0.5×0.0×

Where this comes from

Reported directly by F&G Annuities & Life in its filing.

Tagged under the XBRL concept us-gaap:LongDurationContractsAssumptionsByProductAndGuaranteeLapseRate.

The official record: F&G Annuities & Life’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is F&G Annuities & Life's immediate annuities — lapse rate?: F&G Annuities & Life (FG) reported immediate annuities — lapse rate of 0% in Q1 2026.
What does immediate annuities — lapse rate mean?: The percentage of immediate annuity policies that are terminated or surrendered by policyholders before the end of the contract term. High lapse rates can indicate competitive pressure or changes in policyholder behavior, impacting the expected cash flows and profitability of the block. Monitoring this metric helps in assessing customer retention and product viability.