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First Hawaiian, Inc. FHB Q1 2025 earnings

Reported April 23, 2025 · Before market open

Revenue$203.1MMiss by $11.4M
EPS$0.47Beat by $0.01
Revenue estimate$214.5M
EPS estimate$0.46

Next report

Oct 23, 2026 (in 3 months)
Revenue estimate$229.3M
EPS estimate$0.60

Financials

Q1 2025

Income statement

See full
Revenue$211.0M+2.5%
Net income$59.2M+9.3%
EPS (diluted)$0.47+11.9%

Balance sheet

See full
Total debt$250.0M-50.0%
Total equity$2.6B+5.4%
Total assets$23.7B-2.2%

Cash flow

See full
Operating cash flow$36.7M-44.9%
CapEx$8.1M+66.6%
Free cash flow$28.6M-53.7%

Valuation & ratios

Valuation

as of 03/31/25
See full
Market cap$3.08B+10.0%
Enterprise value$3.33B+0.9%
P/E13.1×+0.5×
P/S3.8×+0.4×

Profitability

See full
Net margin28.9%+2.0pp
FCF margin31.4%+4.8pp

Returns & leverage

See full
Return on equity9.1%-0.1pp
Debt / equity0.1×-0.1×

Segments

By product

See full
Credit And Debit Card$13.9M-10.9%
Financial Service Other$9.9M+25.6%
Fiduciary And Trust$9.4M-9.5%
Deposit Account$7.5M-0.1%
Other Products And Services$2.6M-35.4%

By segment

See full
Retail Banking Business$153.1M-0.6%
Commercial Banking Business$63.7M+0.6%

Versus estimates

Revenue

Q2 2026$231.3MBeat by $3.5MQ1 2026$220.3MMiss by $555.6KQ4 2025$225.9MBeat by $381.2KQ3 2025$217.7MMiss by $700.2KQ2 2025$209.1MMiss by $9.1M
Q1 2025$203.1MMiss by $11.4M

Diluted EPS

Q2 2026$0.60Beat by $0.02Q1 2026$0.55Beat by $0.02Q4 2025$0.56Beat by $0.01Q3 2025$0.59Beat by $0.07Q2 2025$0.58Beat by $0.09
Q1 2025$0.47Beat by $0.01

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Questions, answered.

When did First Hawaiian, Inc. report Q1 2025 earnings?
First Hawaiian, Inc. (FHB) reported Q1 2025 earnings on April 23, 2025 before market open.
What were First Hawaiian, Inc.'s Q1 2025 revenue and EPS?
First Hawaiian, Inc. reported revenue of $203.1M and eps of $0.47 for Q1 2025.
Did First Hawaiian, Inc. beat estimates in Q1 2025?
Revenue missed the consensus estimate of $214.5M by $11.4M. EPS beat the consensus estimate of $0.46 by $0.01.
How did First Hawaiian, Inc.'s Q1 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 2.9% from $197.3M a year earlier and eps grew 11.9% from $0.42.
Where can I find First Hawaiian, Inc.'s Q1 2025 SEC filings?
You can read the 10-Q periodic report (0001558370-25-006291) directly on SEC EDGAR. The filing index links above go to sec.gov.