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First Hawaiian, Inc. FHB Commercial Banking Business — Noninterest Expense

Other segment segments

Retail Banking Business
$76.57M+4.7%
Corporate And Other Nonoperating
$31.04M

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EWBCCommercial Banking — Noninterest Expense
$108.93M+16.3%
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BOHCommercial Banking — Noninterest Expense
$15.99M-15.3%
UMB Financial logo
UMBFCommercial Banking — Noninterest Expense
$169.25M-0.8%

Other financials

Income statement

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Revenue$220.3M+4.4%
Net income$78.5M+7.2%
EPS (diluted)$0.64+10.3%

Balance sheet

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Total debt$60.9M-80.5%
Total equity$2.9B+5.8%
Total assets$24.6B+3.2%

Cash flow

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Operating cash flow$8.7M-93.6%
CapEx$4.3M-47.0%
Free cash flow$155.4M+443%

Valuation

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Market cap$3.35B+12.9%
P/E11.6×-0.5×

Profitability

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Net margin32%+3.1pp
FCF margin48.3%+16.9pp

Returns & leverage

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Return on equity10.5%+1.1pp
Debt / equity-0.1×

Where this comes from

Reported directly by First Hawaiian, Inc. in its filing.

Tagged under the XBRL concept us-gaap:NoninterestExpense.

The source filing: First Hawaiian, Inc.’s 10-Q, filed May 4, 2026.

Filed
May 4, 2026, 4:06 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001104659-26-054867
(dollars in thousands)Three Months Ended / Retail / BankingThree Months Ended / Commercial / BankingThree Months Ended / Corporate/ / OtherThree Months Ended / Consolidated / Total
Equipment(1,445)(476)(12,860)(14,781)
Card rewards program(8,404)(8,404)
Other segment items (2)(37,950)(1,881)21,001(18,830)
Noninterest expense(76,570)(20,277)(31,038)(127,885)
Income (loss) before (provision) benefit for income taxes79,21939,014(30,769)87,464
(Provision) benefit for income taxes(19,144)(7,633)7,097(19,680)
Net income (loss)$60,075$31,381$(23,672)$67,784
Other Segment Disclosures:

Item 1. Financial Statements (unaudited)

FAQ

What is First Hawaiian, Inc.'s commercial banking business — noninterest expense?
First Hawaiian, Inc. (FHB) reported commercial banking business — noninterest expense of $20.28M in Q1 2026.
How has First Hawaiian, Inc.'s commercial banking business — noninterest expense changed year-over-year?
First Hawaiian, Inc.'s commercial banking business — noninterest expense increased by 2.6% year-over-year, from $19.77M to $20.28M.
What is the long-term trend for First Hawaiian, Inc.'s commercial banking business — noninterest expense?
Over 4 years (2021 to 2025), First Hawaiian, Inc.'s commercial banking business — noninterest expense has grown at a -5.6% compound annual growth rate (CAGR), from $100.93M to $79.98M.
What does commercial banking business — noninterest expense mean?
The total of all operating expenses incurred by the commercial banking segment, excluding interest expense and provisions for loan losses. It is a primary measure of the segment's operational cost structure and management efficiency.

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