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First Hawaiian, Inc. FHB Retail Banking Business — Labor And Related Expense

Other segment segments

Corporate And Other Nonoperating
-$32.56M
Commercial Banking Business
-$5.01M-4.6%

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Other financials

Income statement

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Revenue$220.3M+4.4%
Net income$78.5M+7.2%
EPS (diluted)$0.64+10.3%

Balance sheet

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Total debt$60.9M-80.5%
Total equity$2.9B+5.8%
Total assets$24.6B+3.2%

Cash flow

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Operating cash flow$8.7M-93.6%
CapEx$4.3M-47.0%
Free cash flow$155.4M+443%

Valuation

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Market cap$3.35B+12.9%
P/E11.6×-0.5×

Profitability

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Net margin32%+3.1pp
FCF margin48.3%+16.9pp

Returns & leverage

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Return on equity10.5%+1.1pp
Debt / equity-0.1×

Where this comes from

Reported directly by First Hawaiian, Inc. in its filing.

Tagged under the XBRL concept us-gaap:LaborAndRelatedExpense.

The source filing: First Hawaiian, Inc.’s 10-Q, filed May 4, 2026.

Filed
May 4, 2026, 4:06 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001104659-26-054867
(dollars in thousands)Three Months Ended / Retail / BankingThree Months Ended / Commercial / BankingThree Months Ended / Corporate/ / OtherThree Months Ended / Consolidated / Total
(Provision) benefit for credit losses(2,470)(3,280)750(5,000)
Net interest income (expense) after (provision) benefit for credit losses127,65040,687(5,807)162,530
Noninterest income28,13918,6046,07652,819
Salaries and employee benefits(26,522)(5,011)(32,557)(64,090)
Contracted services and professional fees(2,671)(4,019)(7,274)(13,964)
Occupancy(7,982)(486)652(7,816)
Equipment(1,445)(476)(12,860)(14,781)
Card rewards program(8,404)(8,404)

Item 1. Financial Statements (unaudited)

FAQ

What is First Hawaiian, Inc.'s retail banking business — labor and related expense?
First Hawaiian, Inc. (FHB) reported retail banking business — labor and related expense of -$26.52M in Q1 2026.
How has First Hawaiian, Inc.'s retail banking business — labor and related expense changed year-over-year?
First Hawaiian, Inc.'s retail banking business — labor and related expense decreased by 7.8% year-over-year, from -$24.61M to -$26.52M.
What is the long-term trend for First Hawaiian, Inc.'s retail banking business — labor and related expense?
Over 3 years (2022 to 2025), First Hawaiian, Inc.'s retail banking business — labor and related expense has grown at a 6.1% compound annual growth rate (CAGR), from -$83.77M to -$99.96M.
What does retail banking business — labor and related expense mean?
This metric represents the total compensation costs, including salaries, benefits, and payroll taxes, for employees directly supporting the retail banking segment. It serves as a primary indicator of human capital investment and operational scale within the consumer-facing business unit.

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