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Reported July 24, 2025 · After market close

Revenue$59.4MMiss by $1.0M
EPS$0.85Miss by $0.03
Revenue estimate$60.5M
EPS estimate$0.88

Next report

Oct 22, 2026 (in 3 months)
Revenue estimate$66.1M
EPS estimate$1.01

Financials

Q2 2025

Income statement

See full
Revenue$59.7M-8.4%
Net income$17.5M-31.6%
EPS (diluted)$0.85-47.5%

Balance sheet

See full
Cash & equivalents$93.0M-36.4%
Total debt$248.2M-31.1%
Total equity$601.7M+28.7%
Total assets$6.1B+0.2%

Cash flow

See full
CapEx$1.6M+67.8%

Valuation & ratios

Valuation

as of 06/30/25
See full
Market cap$513.4M+72.0%
Enterprise value$668.52M+30.5%

Returns & leverage

See full
Return on equity-6.5%-18.1pp
Debt / equity0.4×-0.4×

Versus estimates

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Questions, answered.

When did Financial Institutions report Q2 2025 earnings?
Financial Institutions (FISI) reported Q2 2025 earnings on July 24, 2025 after market close.
What were Financial Institutions's Q2 2025 revenue and EPS?
Financial Institutions reported revenue of $59.4M and eps of $0.85 for Q2 2025.
Did Financial Institutions beat estimates in Q2 2025?
Revenue missed the consensus estimate of $60.5M by $1.0M. EPS missed the consensus estimate of $0.88 by $0.03.
How did Financial Institutions's Q2 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue declined 7.7% from $64.4M a year earlier and eps declined 47.5% from $1.62.
Where can I find Financial Institutions's Q2 2025 SEC filings?
You can read the 10-Q periodic report (0000950170-25-101991) directly on SEC EDGAR. The filing index links above go to sec.gov.