Question 1

What is First Mid Bancshares, Inc.'s total interest expense?

Accepted Answer

First Mid Bancshares, Inc. (FMBH) reported total interest expense of $30.33M in Q2 2026.

Question 2

How has First Mid Bancshares, Inc.'s total interest expense changed year-over-year?

Accepted Answer

First Mid Bancshares, Inc.'s total interest expense increased by 21.5% year-over-year, from $24.96M to $30.33M.

Question 3

What is the long-term trend for First Mid Bancshares, Inc.'s total interest expense?

Accepted Answer

Over 4 years (2021 to 2025), First Mid Bancshares, Inc.'s total interest expense has grown at a 81.6% compound annual growth rate (CAGR), from $9.04M to $98.33M.

Question 4

What does total interest expense mean?

Accepted Answer

This metric aggregates all interest costs incurred on customer deposits, short-term borrowings, and long-term debt obligations. It represents the total cost of funds required to support the bank's lending and investment activities.

(In thousands, except per share data)	Three months ended / June 30, 2026	Three months ended / June 30, 2025	Six months ended / June 30, 2026	Six months ended / June 30, 2025
Interest on deposits with other financial institutions	2,801	1,694	4,527	2,521
Total interest income	114,884	93,401	215,504	180,960
Interest expense:
Interest on deposits	30,328	24,964	55,102	48,686
Interest on repurchase agreements with customers	1,030	1,218	2,055	2,398
Interest on other borrowings	2,579	2,043	4,977	3,874
Interest on subordinated debt	710	849	1,880	1,798
Interest on junior subordinated debt	578	464	1,046	932

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First Mid Bancshares, Inc. FMBH Total Interest Expense