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F.N.B. Corporation FNB Q2 2026 earnings

Reported July 16, 2026 · After market close

Revenue$462.7MMiss by $4.5M
EPS$0.42In line
Revenue estimate$467.1M
EPS estimate$0.42
Average loans and leases grew 7% annualized linked-quarter while maintaining our strict credit discipline and originating high-quality assets in a volatile geopolitical and macroeconomic environment. Average non-interest-bearing deposit balances grew nearly 5% annualized from the prior quarter leading to a 26% mix of non-interest-bearing to total deposits for the seventh consecutive quarter. Our investments in digital capabilities, data analytics and artificial intelligence enable us to gain efficiency and deepen household penetration, expanding our position as the primary bank for our consumer, advisory and commercial customers.
F.N.B. Corporation Chairman

Earnings data and commentary were extracted with AI from company filings and may contain errors. Verify important details in the filing.

Next report

Oct 15, 2026 (in 2 months)
Revenue estimate$476.3M
EPS estimate$0.43

Financials

Q2 2026

Income statement

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Revenue$462.7M+5.4%
Net income$148.7M+14.4%
EPS (diluted)$0.42+16.7%

Balance sheet

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Cash & equivalents$2.4B-2.1%
Total debt$4.7B-3.3%
Total equity$6.8B+4.8%
Total assets$51.0B+2.6%

Valuation & ratios

Valuation

as of 08/03/26
See full
Market cap$6.73B+24.9%
Enterprise value$9.04B+15.8%
P/E11.1×-0.4×
P/S3.7×+0.4×

Profitability

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Net margin33%+4.5pp

Returns & leverage

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Return on equity9%+1.6pp
Debt / equity0.7×-0.1×

FAQ

When did F.N.B. Corporation report Q2 2026 earnings?
F.N.B. Corporation (FNB) reported Q2 2026 earnings on July 16, 2026 after market close.
What were F.N.B. Corporation's Q2 2026 revenue and EPS?
F.N.B. Corporation reported revenue of $462.7M and eps of $0.42 for Q2 2026.
Did F.N.B. Corporation beat estimates in Q2 2026?
Revenue missed the consensus estimate of $467.1M by $4.5M. EPS beat the consensus estimate of $0.42 by $0.00.
How did F.N.B. Corporation's Q2 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 5.6% from $438.2M a year earlier and eps grew 16.7% from $0.36.
Where can I find F.N.B. Corporation's Q2 2026 SEC filings?
You can read the 8-K earnings release (0000037808-26-000023) directly on SEC EDGAR. The filing index links above go to sec.gov.