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Other financials

Income statement

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Revenue$463.0M+5.5%
Net income$149.0M+14.6%
EPS (diluted)$0.42+16.7%

Balance sheet

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Cash & equivalents$2.4B-2.1%
Total debt$5.0B+2.7%
Total equity$6.8B+4.8%
Total assets$51.0B+2.6%

Cash flow

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Operating cash flow$258.0M+110%
CapEx$17.0M-55.3%
Free cash flow$241.0M+184%

Valuation

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Market cap$6.84B+27.9%
Enterprise value$9.43B+21.5%
P/E11.3×-0.1×
P/S3.7×+0.5×

Profitability

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Net margin33%+4.5pp
FCF margin34%+9.2pp

Returns & leverage

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Return on equity9%+1.6pp
Debt / equity0.7×0.0×

Where this comes from

Reported directly by F.N.B. Corporation in its filing.

Tagged under the XBRL concept us-gaap:DepreciationAmortizationAndAccretionNet.

The source filing: F.N.B. Corporation’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 12:15 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000037808-26-000025
Line itemSix Months Ended June 30, 2026Six Months Ended June 30, 2025
Operating Activities
Net income$286$247
Adjustments to reconcile net income to net cash flows provided by (used in) operating activities:
Depreciation, amortization and accretion4837
Provision for credit losses4043
Deferred tax expense (benefit)68
Loans originated for sale(910)(770)
Loans sold947720

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is F.N.B. Corporation's D&A?
F.N.B. Corporation (FNB) reported D&A of $25M in Q2 2026.
How has F.N.B. Corporation's D&A changed year-over-year?
F.N.B. Corporation's D&A increased by 31.6% year-over-year, from $19M to $25M.
What is the long-term trend for F.N.B. Corporation's D&A?
Over 4 years (2021 to 2025), F.N.B. Corporation's D&A has grown at a 66.6% compound annual growth rate (CAGR), from $10M to $77M.
What does D&A mean?
Total non-cash depreciation of tangible assets and amortization of intangible assets — the largest add-back to net income in the operating cash flow reconciliation.

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