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F.N.B. Corporation FNB Wealth Manage- ment — Goodwill

Other segment segments

Insurance
$24M0.0%
Other
$2M

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Other financials

Income statement

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Revenue$463.0M+5.5%
Net income$149.0M+14.6%
EPS (diluted)$0.42+16.7%

Balance sheet

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Cash & equivalents$2.4B-2.1%
Total debt$5.0B+2.7%
Total equity$6.8B+4.8%
Total assets$51.0B+2.6%

Cash flow

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Operating cash flow$258.0M+110%
CapEx$17.0M-55.3%
Free cash flow$241.0M+184%

Valuation

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Market cap$6.84B+27.9%
Enterprise value$9.43B+21.5%
P/E11.3×-0.1×
P/S3.7×+0.5×

Profitability

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Net margin33%+4.5pp
FCF margin34%+9.2pp

Returns & leverage

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Return on equity9%+1.6pp
Debt / equity0.7×0.0×

Where this comes from

Reported directly by F.N.B. Corporation in its filing.

Tagged under the XBRL concept us-gaap:Goodwill.

The source filing: F.N.B. Corporation’s 10-K, filed February 24, 2026.

Filed
Feb 24, 2026, 5:20 PM EST
Fiscal year
FY2025
Accession
0000037808-26-000007
(in millions)Community BankingWealth Manage-mentInsuranceOtherTotal
Balance at January 1, 2024$2,446$8$23$2,477
Goodwill additions11
Balance at December 31, 20242,4468242,478
Goodwill additions22
Balance at December 31, 2025$2,446$8$24$2$2,480

ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

FAQ

What is F.N.B. Corporation's wealth manage- ment — goodwill?
F.N.B. Corporation (FNB) reported wealth manage- ment — goodwill of $8M in Q4 2025.
How has F.N.B. Corporation's wealth manage- ment — goodwill changed year-over-year?
F.N.B. Corporation's wealth manage- ment — goodwill decreased by 0.0% year-over-year, from $8M to $8M.
What does wealth manage- ment — goodwill mean?
Represents the intangible asset value recorded when the wealth management segment is acquired for a price exceeding the fair market value of its identifiable net assets. It reflects the premium paid for brand reputation, customer relationships, and intellectual capital within the wealth management division. This metric is critical for assessing the long-term value and potential impairment risks associated with past acquisitions in the wealth management sector.

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