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F.N.B. Corporation FNB Occupancy and equipment

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Other financials

Income statement

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Revenue$463.0M+5.5%
Net income$149.0M+14.6%
EPS (diluted)$0.42+16.7%

Balance sheet

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Cash & equivalents$2.4B-2.1%
Total debt$5.0B+2.7%
Total equity$6.8B+4.8%
Total assets$51.0B+2.6%

Cash flow

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Operating cash flow$258.0M+110%
CapEx$17.0M-55.3%
Free cash flow$241.0M+184%

Valuation

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Market cap$6.75B+26.3%
Enterprise value$9.35B+20.4%
P/E11.2×-0.3×
P/S3.7×+0.4×

Profitability

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Net margin33%+4.5pp
FCF margin34%+9.2pp

Returns & leverage

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Return on equity9%+1.6pp
Debt / equity0.7×0.0×

Where this comes from

Reported directly by F.N.B. Corporation in its filing.

Tagged under the XBRL concept us-gaap:OccupancyNet.

The source filing: F.N.B. Corporation’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 12:15 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000037808-26-000025
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Total Non-Interest Income9791188179
Non-Interest Expense
Salaries and employee benefits135130271265
Net occupancy20194339
Equipment29285754
Outside services29265552
Marketing45810
FDIC insurance991617

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is F.N.B. Corporation's occupancy and equipment?
F.N.B. Corporation (FNB) reported occupancy and equipment of $20M in Q2 2026.
How has F.N.B. Corporation's occupancy and equipment changed year-over-year?
F.N.B. Corporation's occupancy and equipment increased by 5.3% year-over-year, from $19M to $20M.
What is the long-term trend for F.N.B. Corporation's occupancy and equipment?
Over 4 years (2021 to 2025), F.N.B. Corporation's occupancy and equipment has grown at a 7.7% compound annual growth rate (CAGR), from $58M to $78M.
What does occupancy and equipment mean?
Costs for office and branch facilities (rent, utilities, maintenance) and equipment (depreciation, repairs, technology hardware) used in operations.

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