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F.N.B. Corporation FNB Total Interest Expense

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$35.4M-9.4%

Other financials

Income statement

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Revenue$463.0M+5.5%
Net income$149.0M+14.6%
EPS (diluted)$0.42+16.7%

Balance sheet

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Cash & equivalents$2.4B-2.1%
Total debt$5.0B+2.7%
Total equity$6.8B+4.8%
Total assets$51.0B+2.6%

Cash flow

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Operating cash flow$258.0M+110%
CapEx$17.0M-55.3%
Free cash flow$241.0M+184%

Valuation

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Market cap$6.75B+26.1%
Enterprise value$9.35B+20.3%
P/E11.2×-0.3×
P/S3.7×+0.4×

Profitability

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Net margin33%+4.5pp
FCF margin34%+9.2pp

Returns & leverage

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Return on equity9%+1.6pp
Debt / equity0.7×0.0×

Where this comes from

Reported directly by F.N.B. Corporation in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseLongTermDebt.

The source filing: F.N.B. Corporation’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 12:15 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000037808-26-000025
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Interest Expense
Deposits169181338367
Short-term borrowings19203734
Long-term borrowings24344770
Total Interest Expense212235422471
Net Interest Income366348725671
Provision for credit losses22264043
Net Interest Income After Provision for Credit Losses344322685628

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is F.N.B. Corporation's total interest expense?
F.N.B. Corporation (FNB) reported total interest expense of $24M in Q2 2026.
How has F.N.B. Corporation's total interest expense changed year-over-year?
F.N.B. Corporation's total interest expense decreased by 29.4% year-over-year, from $34M to $24M.
What is the long-term trend for F.N.B. Corporation's total interest expense?
Over 4 years (2021 to 2025), F.N.B. Corporation's total interest expense has grown at a 51.1% compound annual growth rate (CAGR), from $24M to $125M.
What does total interest expense mean?
This represents the total interest costs incurred on deposits, long-term debt, and other funding sources used to finance the bank's operations. It is a critical measure of the bank's cost of funds and its efficiency in managing its liability structure. Lower expenses relative to interest-earning assets typically indicate a competitive advantage in deposit gathering.

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