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Fidelity National Financial FNF Annuity product charges and other fees — Direct

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Other financials

Income statement

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Revenue$3.2B+18.2%
Net income$243.0M+193%
EPS (diluted)$0.90+200%

Balance sheet

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Cash & equivalents$2.5B-45.0%
Total debt$4.8B-0.7%
Total equity$7.3B-8.1%
Total assets$111.50B+13.5%

Cash flow

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Operating cash flow$875.0M-21.5%

Valuation

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Market cap$13.75B-13.9%
Enterprise value$16.06B-8.3%
P/E14.3×
P/S0.9×-0.3×

Profitability

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Net margin8.3%

Returns & leverage

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Return on equity14.2%
Debt / equity0.7×0.0×

Where this comes from

Reported directly by Fidelity National Financial in its filing.

Tagged under the XBRL concept us-gaap:DirectPremiumsEarned.

The source filing: Fidelity National Financial’s 10-K, filed February 26, 2026.

Filed
Feb 26, 2026, 5:24 PM EST
Fiscal year
FY2025
Accession
0001331875-26-000026
For the Year Ended December 31, 2025Gross AmountCeded to other companiesAssumed from other companiesNet AmountPercentage of amount assumed to net
Premiums and other considerations:
Traditional life insurance premiums115(85)30
Life-contingent PRT premiums2,1082,108
Annuity product charges and other fees717(60)657
Total premiums and other considerations$2,940$(145)$2,795
For the Year Ended December 31, 2024Gross AmountCeded to other companiesAssumed from other companiesNet AmountPercentage of amount assumed to net
Life insurance in force$10,906$(1,370)$9,536
Premiums and other considerations:

Item 16. Summary

FAQ

What is Fidelity National Financial's annuity product charges and other fees — direct?
Fidelity National Financial (FNF) reported annuity product charges and other fees — direct of $179.25M in Q4 2025.
How has Fidelity National Financial's annuity product charges and other fees — direct changed year-over-year?
Fidelity National Financial's annuity product charges and other fees — direct increased by 9.5% year-over-year, from $163.75M to $179.25M.
What is the long-term trend for Fidelity National Financial's annuity product charges and other fees — direct?
Over 4 years (2021 to 2025), Fidelity National Financial's annuity product charges and other fees — direct has grown at a 26.4% compound annual growth rate (CAGR), from $281M to $717M.
What does annuity product charges and other fees — direct mean?
Represents the gross revenue generated from fees and charges associated with annuity products before any reinsurance adjustments. This metric captures the total top-line income derived from policyholder service charges and administrative fees within the annuity business segment.

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