Fidelity National Financial FNF Universal Life — Net liability, after reinsurance

Similar metrics at other companies

CINFUniversal life — Net life policy reserves

$590M+0.5%

CINFUniversal life — Additional Liability, Long-Duration Insurance, after Reinsurance

$146M+5.8%

METUniversal and Variable Universal Life — Balance, end of period, net of reinsurance

35,100,000,000%+2,000,000,000pp

PRUVariable/ Universal Life — Total balance after reinsurance recoverable, EOP

$6.54B—

PFGUniversal Life — Unearned Revenue Liability After Reinsurance

$324.4M+9.2%

CRBGUniversal Life — Liability for Future Policy Benefit, after Reinsurance

——

Questions, answered.

What is Fidelity National Financial's universal life — net liability, after reinsurance?

Fidelity National Financial (FNF) reported universal life — net liability, after reinsurance of $2.64B in Q1 2026.

How has Fidelity National Financial's universal life — net liability, after reinsurance changed year-over-year?

Fidelity National Financial's universal life — net liability, after reinsurance increased by 25.2% year-over-year, from $2.11B to $2.64B.

What is the long-term trend for Fidelity National Financial's universal life — net liability, after reinsurance?

Over 2 years (2023 to 2025), Fidelity National Financial's universal life — net liability, after reinsurance has grown at a 27.9% compound annual growth rate (CAGR), from $5.67B to $9.28B.

What does universal life — net liability, after reinsurance mean?

The total liability for universal life policies after subtracting the portion covered by reinsurance.

How do you interpret universal life — net liability, after reinsurance?

A lower net liability relative to gross liability indicates effective risk transfer to reinsurers.

How does universal life — net liability, after reinsurance compare across companies?

Commonly referred to as 'net reserves' or 'net insurance liabilities' in financial statements.