Question 1

What is Fidelity National Financial's benefits and other changes in policy reserves?

Accepted Answer

Fidelity National Financial (FNF) reported benefits and other changes in policy reserves of $484M in Q1 2026.

Question 2

How has Fidelity National Financial's benefits and other changes in policy reserves changed year-over-year?

Accepted Answer

Fidelity National Financial's benefits and other changes in policy reserves decreased by 7.6% year-over-year, from $524M to $484M.

Question 3

What is the long-term trend for Fidelity National Financial's benefits and other changes in policy reserves?

Accepted Answer

Over 4 years (2021 to 2025), Fidelity National Financial's benefits and other changes in policy reserves has grown at a 19.7% compound annual growth rate (CAGR), from $1.93B to $3.96B.

Question 4

What does benefits and other changes in policy reserves mean?

Accepted Answer

The total cost associated with policyholder claims and the adjustment of reserves to meet future obligations. This is the core cost of goods sold for an insurance company, reflecting the accuracy of underwriting and risk assessment.

Line item	Three months ended March 31, 2026	Three months ended March 31, 2025
Personnel costs	827	770
Agent commissions	608	528
Other operating expenses	398	377
Benefits and other changes in policy reserves	484	524
Market risk benefit losses	73	109
Depreciation and amortization	215	196
Provision for title claim losses	62	54
Interest expense	61	60

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Fidelity National Financial FNF Benefits and other changes in policy reserves