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Shift4 Payments FOUR Q3 2025 earnings

Reported November 6, 2025 · Before market open

Revenue$1.2BMiss by $27.4M
EPS$1.47Beat by $0.01
Revenue estimate$1.2B
EPS estimate$1.46

Next report

Aug 6, 2026 (In 1 week)
Revenue estimate$615.2M
EPS estimate$1.21

Financials

Q3 2025

Income statement

See full
Revenue$1.2B+29.4%
Gross profit$429.0M+60.5%
Operating income$114.6M+42.5%
Net income$28.1M-47.8%
EPS (diluted)$0.17-77.0%

Balance sheet

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Cash & equivalents$126.9M+634%
Total debt$4.8B+34.4%
Total equity$1.7B+106%
Total assets$9.0B+78.1%

Cash flow

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Operating cash flow$171.8M+20.6%
CapEx$6.4M+220%
Free cash flow$165.4M+17.7%

Valuation & ratios

Valuation

as of 09/30/25
See full
Market cap$5.31B-9.3%
Enterprise value$9.97B+6.1%
P/E27.2×-18.9×
P/S1.4×-0.5×

Profitability

See full
Gross margin32.6%+4.6pp
Operating margin8%+2.0pp
Net margin5%+1.0pp
FCF margin13.7%+0.2pp

Returns & leverage

See full
Return on equity15.8%-5.2pp
Debt / equity2.9×-1.5×
Current ratio1.4×-1.6×

Segments

By product

See full
Payments-based revenue$1.1B+31.1%
Subscription and other revenue$118.9M+16.1%

By geography

See full
U.S.$828.0M+13.8%

Versus estimates

Revenue

Q1 2026$549.0MMiss by $538.0MQ4 2025$610.0MMiss by $7.8M
Q3 2025$1.2BMiss by $27.4M
Q2 2025$966.2MMiss by $220.7MQ1 2025$848.3MMiss by $140.7MQ4 2024$887.0MMiss by $115.7M

Diluted EPS

Q1 2026$0.97Miss by $0.02Q4 2025$1.60Beat by $0.03
Q3 2025$1.47Beat by $0.01
Q2 2025$1.10Miss by $0.10Q1 2025$1.07Beat by $0.36Q4 2024$1.35Beat by $0.19

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Questions, answered.

When did Shift4 Payments report Q3 2025 earnings?
Shift4 Payments (FOUR) reported Q3 2025 earnings on November 6, 2025 before market open.
What were Shift4 Payments's Q3 2025 revenue and EPS?
Shift4 Payments reported revenue of $1.2B and eps of $1.47 for Q3 2025.
Did Shift4 Payments beat estimates in Q3 2025?
Revenue missed the consensus estimate of $1.2B by $27.4M. EPS beat the consensus estimate of $1.46 by $0.01.
How did Shift4 Payments's Q3 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 29.4% from $909.2M a year earlier and eps grew 41.3% from $1.04.
Where can I find Shift4 Payments's Q3 2025 SEC filings?
You can read the 8-K earnings release (0001794669-25-000033) and the 10-Q periodic report (0001794669-25-000035) directly on SEC EDGAR. The filing index links above go to sec.gov.