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Freedom Holding FRHC Bank — Allowance for expected credit losses

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-$231K-117%

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Other financials

Income statement

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Revenue$503.1M+68.6%
Gross profit$477.9M+67.1%
Net income$8.0M
EPS (diluted)$0.13

Balance sheet

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Cash & equivalents$966.1M-41.3%
Total debt$48.8M+20.5%
Total equity$1.5B+21.6%
Total assets$13.2B+32.7%

Cash flow

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Operating cash flow$717.8M
CapEx$23.0M-15.8%
Free cash flow-$1.6B-220%

Valuation

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Market cap$8.81B+10.6%
Enterprise value$7.89B+24.0%
P/E57.4×
P/S0.0×

Profitability

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Gross margin96.4%-2.1pp
Operating margin-28%
Net margin7%
FCF margin-0.6%

Returns & leverage

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Return on equity11.3%
Debt / equity0.0×
Current ratio

Where this comes from

Reported directly by Freedom Holding in its filing.

Tagged under the XBRL concept frhc:AllowanceForExpectedCreditLossesRecoveries.

The official record: Freedom Holding’s 10-K, filed June 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Freedom Holding's bank — allowance for expected credit losses?
Freedom Holding (FRHC) reported bank — allowance for expected credit losses of $24.48M in Q1 2026.
How has Freedom Holding's bank — allowance for expected credit losses changed year-over-year?
Freedom Holding's bank — allowance for expected credit losses increased by 36.1% year-over-year, from $17.98M to $24.48M.
What is the long-term trend for Freedom Holding's bank — allowance for expected credit losses?
Over 4 years (2022 to 2026), Freedom Holding's bank — allowance for expected credit losses has grown at a 107.9% compound annual growth rate (CAGR), from $2.12M to $39.62M.
What does bank — allowance for expected credit losses mean?
The reserve amount set aside to cover potential losses from bad loans or credit defaults.
How do you interpret bank — allowance for expected credit losses?
An increase suggests deteriorating credit quality or a more conservative outlook on the loan portfolio, while a decrease suggests improving credit conditions.
How does bank — allowance for expected credit losses compare across companies?
Standard provision for credit losses (PCL) or loan loss provision in banking sector financial statements.