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Freedom Holding FRHC Bank — Net insurance revenue

Other segment segments

Insurance
$402.4M-29.6%
Brokerage
$0
Other
$0

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Other financials

Income statement

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Revenue$503.1M+68.6%
Gross profit$477.9M+67.1%
Net income$8.0M
EPS (diluted)$0.13

Balance sheet

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Cash & equivalents$966.1M-41.3%
Total debt$48.8M+20.5%
Total equity$1.5B+21.6%
Total assets$13.2B+32.7%

Cash flow

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Operating cash flow$717.8M
CapEx$23.0M-15.8%
Free cash flow-$1.6B-220%

Valuation

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Market cap$9.52B-18.2%
Enterprise value$8.6B-14.1%
P/E62.1×
P/S4.3×-1.2×

Profitability

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Gross margin96.4%-2.1pp
Operating margin-28%
Net margin7%
FCF margin-0.6%

Returns & leverage

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Return on equity11.3%
Debt / equity0.0×
Current ratio

Where this comes from

Reported directly by Freedom Holding in its filing.

Tagged under the XBRL concept us-gaap:InsuranceServicesRevenue.

The source filing: Freedom Holding’s 10-K, filed June 1, 2026.

Filed
Jun 1, 2026, 4:21 PM EDT
Fiscal year
FY2026
Accession
0000924805-26-000012
Line itemYears ended March 31,Years ended March 31,Years ended March 31,Years ended March 31,Years ended March 31,Years ended March 31,
Fee and commission income (including $7,680, $4,725 and $65,972 from related parties)$$489,765$$505,026$$440,333
Net gain/(loss) on trading securities158,824(57,810)133,854
Interest income (including $12,703 , $1,731 and $24,941 from related parties)882,478864,453828,224
Net insurance revenue402,396571,224245,122
Net gain on foreign exchange operations67,68051,68472,245
Net gain/(loss) on derivatives66,77212,404(103,794)
Sales of goods and services97,44640,10221,576
Other income25,93017,0729,696

ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

FAQ

What is Freedom Holding's bank — net insurance revenue?
Freedom Holding (FRHC) reported bank — net insurance revenue of $0 in Q1 2026.
What does bank — net insurance revenue mean?
The net income derived from insurance underwriting activities within the banking segment after accounting for premiums earned and associated costs. It measures the profitability of insurance products offered to the bank's client base.

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