Skip to content
Screener

Freedom Holding FRHC Insurance — Insurance claims and policyholder benefits, net of reinsurance

Other segment segments

Bank
$0
Brokerage
$0
Other
$0

Similar metrics at other companies

W.R. Berkley logo
WRBInsurance — Policyholder Benefits and Claims Incurred, Net
$1.77B+4.7%
KKR & Co. logo
KKRInsurance — Reinsurance Liabilities
$52.16B+11.6%
Security National Financial Corporation logo
SNFCALife Insurance — Policyholder Benefits And Claims Incurred Net
$24.54M-3.6%
U-Haul Holding logo
UHALLife Insurance — Policyholder Benefits And Claims Incurred Net
$36.84M-7.2%
Old Republic International logo
ORITitle Insurance — Policyholder Benefits and Claims Incurred, Net
$17.4M+8.8%
RLI logo
RLIProperty Insurance — Policyholder Benefits And Claims Incurred Net
$26.73M-30.5%

Other financials

Income statement

See full
Revenue$503.1M+68.6%
Gross profit$477.9M+67.1%
Net income$8.0M
EPS (diluted)$0.13

Balance sheet

See full
Cash & equivalents$966.1M-41.3%
Total debt$48.8M+20.5%
Total equity$1.5B+21.6%
Total assets$13.2B+32.7%

Cash flow

See full
Operating cash flow$717.8M
CapEx$23.0M-15.8%
Free cash flow-$1.6B-220%

Valuation

See full
Market cap$9.52B-18.2%
Enterprise value$8.6B-14.1%
P/E62.1×
P/S4.3×-1.2×

Profitability

See full
Gross margin96.4%-2.1pp
Operating margin-28%
Net margin7%
FCF margin-0.6%

Returns & leverage

See full
Return on equity11.3%
Debt / equity0.0×
Current ratio

Where this comes from

Reported directly by Freedom Holding in its filing.

Tagged under the XBRL concept frhc:InsuranceClaimsAndPolicyholderBenefitsNetOfReinsurance.

The source filing: Freedom Holding’s 10-K, filed June 1, 2026.

Filed
Jun 1, 2026, 4:21 PM EDT
Fiscal year
FY2026
Accession
0000924805-26-000012
STATEMENTS OF OPERATIONSBrokerageBankingInsuranceOtherTotal
TOTAL REVENUE, NET831,508689,202497,784172,7972,191,291
Fee and commission expense60,80924,155123,34810,253218,565
Interest expense43,109348,6036,86390,461489,036
Insurance claims and policyholder benefits, net of reinsurance259,309259,309
Payroll and bonuses156,43791,06437,922141,048426,471
Professional services8,2631,5443,06133,39046,258
Stock compensation expense20,72511,26513,66022,39768,047
Advertising and sponsorship expense37,8744,6881,11859,624103,304

ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

FAQ

What is Freedom Holding's insurance — insurance claims and policyholder benefits, net of reinsurance?
Freedom Holding (FRHC) reported insurance — insurance claims and policyholder benefits, net of reinsurance of $64.83M in Q1 2026.
How has Freedom Holding's insurance — insurance claims and policyholder benefits, net of reinsurance changed year-over-year?
Freedom Holding's insurance — insurance claims and policyholder benefits, net of reinsurance decreased by 0.5% year-over-year, from $65.12M to $64.83M.
What is the long-term trend for Freedom Holding's insurance — insurance claims and policyholder benefits, net of reinsurance?
Over 2 years (2024 to 2026), Freedom Holding's insurance — insurance claims and policyholder benefits, net of reinsurance has grown at a 48.7% compound annual growth rate (CAGR), from $117.27M to $259.31M.
What does insurance — insurance claims and policyholder benefits, net of reinsurance mean?
The total cost incurred by the insurance segment for claims paid to policyholders, net of any recoveries from reinsurance providers. This is the most significant expense for an insurance business and directly impacts underwriting profitability.

Ask your AI about Freedom Holding's insurance — insurance claims and policyholder benefits, net of reinsurance.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI
Harbor at dusk
Claude