Freedom Holding FRHC Insurance — Insurance claims incurred, net of reinsurance

Other segment segments

Similar metrics at other companies

WRBInsurance — Policyholder Benefits and Claims Incurred, Net

$1.77B+4.7%

RNROperating Segments — Policyholder Benefits And Claims Incurred Net

$60.26M-57.8%

EGInsurance — Policyholder Benefits And Claims Incurred Net

$996M+64.6%

GLOperating Segments — Policyholder Benefits And Claims Incurred Net

$569.89M+2.2%

AFLCorporate and other — Benefits and claims, net

$114.5M+12.5%

ACGLInsurance — Net Losses and Loss Adjustment Expenses Incurred

$1.19B+17.1%

Questions, answered.

What is Freedom Holding's insurance — insurance claims incurred, net of reinsurance?

Freedom Holding (FRHC) reported insurance — insurance claims incurred, net of reinsurance of $77.94M in Q4 2025.

How has Freedom Holding's insurance — insurance claims incurred, net of reinsurance changed year-over-year?

Freedom Holding's insurance — insurance claims incurred, net of reinsurance decreased by 25.4% year-over-year, from $104.51M to $77.94M.

What is the long-term trend for Freedom Holding's insurance — insurance claims incurred, net of reinsurance?

Over 3 years (2022 to 2025), Freedom Holding's insurance — insurance claims incurred, net of reinsurance has grown at a 76.3% compound annual growth rate (CAGR), from $54.45M to $298.11M.

What does insurance — insurance claims incurred, net of reinsurance mean?

The net cost of insurance claims paid or reserved by the segment.

How do you interpret insurance — insurance claims incurred, net of reinsurance?

A lower ratio relative to premiums earned indicates better underwriting performance and profitability; a higher ratio suggests adverse loss experience.

How does insurance — insurance claims incurred, net of reinsurance compare across companies?

Standard metric for assessing underwriting risk and claims management efficiency.