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Freedom Holding FRHC Increase (Decrease) In Insurance Reserves

Increase (Decrease) In Insurance Reserves at other companies

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Other financials

Income statement

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Revenue$503.1M+68.6%
Gross profit$477.9M+67.1%
Net income$8.0M
EPS (diluted)$0.13

Balance sheet

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Cash & equivalents$966.1M-41.3%
Total debt$48.8M+20.5%
Total equity$1.5B+21.6%
Total assets$13.2B+32.7%

Cash flow

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Operating cash flow$717.8M
CapEx$23.0M-15.8%
Free cash flow-$1.6B-220%

Valuation

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Market cap$8.81B+10.6%
Enterprise value$7.89B+24.0%
P/E57.4×
P/S0.0×

Profitability

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Gross margin96.4%-2.1pp
Operating margin-28%
Net margin7%
FCF margin-0.6%

Returns & leverage

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Return on equity11.3%
Debt / equity0.0×
Current ratio

Where this comes from

Reported directly by Freedom Holding in its filing.

Tagged under the XBRL concept frhc:IncreaseDecreaseInInsuranceReserves.

The official record: Freedom Holding’s 10-K, filed June 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Freedom Holding's increase (decrease) in insurance reserves?
Freedom Holding (FRHC) reported increase (decrease) in insurance reserves of -$33.31M in Q1 2026.
How has Freedom Holding's increase (decrease) in insurance reserves changed year-over-year?
Freedom Holding's increase (decrease) in insurance reserves increased by 48.1% year-over-year, from -$64.21M to -$33.31M.
What is the long-term trend for Freedom Holding's increase (decrease) in insurance reserves?
Over 4 years (2022 to 2026), Freedom Holding's increase (decrease) in insurance reserves has grown at a 41.2% compound annual growth rate (CAGR), from -$37.09M to -$147.37M.
What does increase (decrease) in insurance reserves mean?
The net change in funds set aside to pay future insurance claims.
How do you interpret increase (decrease) in insurance reserves?
An increase suggests higher expected future claims or business growth, while a decrease may indicate favorable claims experience or reduced policy volume.
How does increase (decrease) in insurance reserves compare across companies?
Common in insurance and financial services firms; peers report this as a core operating cash flow adjustment.