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First Merchants Corporation FRME Q2 2026 earnings

Reported July 22, 2026 · After market close

Revenue$202.5MMiss by $292.2K
EPS$0.74Miss by $0.28
Revenue estimate$202.8M
EPS estimate$1.02
“While we identified two commercial lending relationships that were placed on nonaccrual, we acted promptly to recognize the associated reserves and believe our balance sheet remains well positioned. We successfully completed the integration of First Savings, further strengthening our statewide Indiana franchise and enhancing our ability to serve clients across Indiana, Ohio and Michigan. Our capital, liquidity and credit quality remain very strong and position us well to execute our long-term growth strategy and continue creating shareholder value.”
Mark Hardwick

Earnings data and commentary were extracted with AI from company filings and may contain errors. Verify important details in the filing.

Next report

Oct 28, 2026 (in a month)
Revenue estimate$204.0M
EPS estimate$1.03

Financials

Q2 2026

Income statement

See full
Revenue$196.1M+19.3%
Net income$44.0M-22.6%
EPS (diluted)$0.70-28.6%

Balance sheet

See full
Total equity$2.7B+14.9%
Total assets$21.3B+14.8%

Valuation & ratios

Valuation

as of 09/17/26
See full
Market cap$2.62B+12.1%
P/E14.1×+3.7×
P/S3.8×+0.2×

Profitability

See full
Net margin26.9%-7.4pp

Returns & leverage

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Return on equity7.4%-2.5pp

FAQ

When did First Merchants Corporation report Q2 2026 earnings?
First Merchants Corporation (FRME) reported Q2 2026 earnings on July 22, 2026 after market close.
What were First Merchants Corporation's Q2 2026 revenue and EPS?
First Merchants Corporation reported revenue of $202.5M and eps of $0.74 for Q2 2026.
Did First Merchants Corporation beat estimates in Q2 2026?
Revenue missed the consensus estimate of $202.8M by $292.2K. EPS missed the consensus estimate of $1.02 by $0.28.
How did First Merchants Corporation's Q2 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 23.2% from $164.3M a year earlier and eps declined 24.5% from $0.98.
Where can I find First Merchants Corporation's Q2 2026 SEC filings?
You can read the 8-K earnings release (0000712534-26-000056) and the 10-Q periodic report (0000712534-26-000059) directly on SEC EDGAR. The filing index links above go to sec.gov.