FS Bancorp, Inc. FSBW Commercial And Consumer Banking — Interest Expense Intersegment

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Questions, answered.

What is FS Bancorp, Inc.'s commercial and consumer banking — interest expense intersegment?

FS Bancorp, Inc. (FSBW) reported commercial and consumer banking — interest expense intersegment of -$5.85M in Q1 2026.

How has FS Bancorp, Inc.'s commercial and consumer banking — interest expense intersegment changed year-over-year?

FS Bancorp, Inc.'s commercial and consumer banking — interest expense intersegment decreased by 2.7% year-over-year, from -$5.7M to -$5.85M.

What does commercial and consumer banking — interest expense intersegment mean?

Represents the interest costs incurred by the commercial and consumer banking segment for funds borrowed from other internal business units or the parent holding company. This metric reflects the internal transfer pricing mechanism used to allocate funding costs across the organization. Monitoring this helps assess the segment's reliance on internal liquidity and the impact of internal funding rates on segment profitability.