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FS Bancorp, Inc. FSBW Commercial And Consumer Banking — Interest Expense Intersegment

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Other financials

Income statement

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Revenue$1.2M-96.8%
Net income$7.9M+2.7%
EPS (diluted)$1.16+39.8%

Balance sheet

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Cash & equivalents$29.7M-10.5%
Total debt$331.3M+36.6%
Total equity$319.0M+7.3%
Total assets$3.2B+0.1%

Cash flow

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Operating cash flow$52.0M+628%
CapEx$574.0K-55.6%
Free cash flow$51.4M+778%

Valuation

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Market cap$316.33M+7.1%
Enterprise value$617.87M+22.4%
P/E9.5×+0.6×

Profitability

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Net margin24.4%-1.2pp
FCF margin70%-67.3pp

Returns & leverage

See full
Return on equity10.8%-0.7pp
Debt / equity+0.2×

Where this comes from

Reported directly by FS Bancorp, Inc. in its filing.

Tagged under the XBRL concept fsbw:InterestExpenseIntersegment.

The source filing: FS Bancorp, Inc.’s 10-Q, filed August 10, 2026. Open the filing →

Filed
Aug 10, 2026, 3:05 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001437749-26-026740

FAQ

What is FS Bancorp, Inc.'s commercial and consumer banking — interest expense intersegment?
FS Bancorp, Inc. (FSBW) reported commercial and consumer banking — interest expense intersegment of -$6.1M in Q2 2026.
How has FS Bancorp, Inc.'s commercial and consumer banking — interest expense intersegment changed year-over-year?
FS Bancorp, Inc.'s commercial and consumer banking — interest expense intersegment decreased by 3.0% year-over-year, from -$5.92M to -$6.1M.
What does commercial and consumer banking — interest expense intersegment mean?
Represents the interest costs incurred by the commercial and consumer banking segment for funds borrowed from other internal business units or the parent holding company. This metric reflects the internal transfer pricing mechanism used to allocate funding costs across the organization. Monitoring this helps assess the segment's reliance on internal liquidity and the impact of internal funding rates on segment profitability.

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