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Fulton Financial FULT Q4 2025 Annual earnings

Reported January 21, 2026 · After market close

Revenue$340.4MBeat by $4.0M
EPS$0.55Beat by $0.03
Revenue estimate$336.4M
EPS estimate$0.52

Next report

Oct 21, 2026 (In 2 weeks)
Revenue estimate$367.0M
EPS estimate$0.53

Financials

Q4 2025

Income statement

See full
Revenue$336.0M+5.1%
Net income$99.0M+44.2%
EPS (diluted)$0.53+47.2%

Balance sheet

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Cash & equivalents$1.1B-0.2%
Total debt$2.1B-14.8%
Total equity$3.5B+9.2%
Total assets$32.1B+0.1%

Cash flow

See full
Operating cash flow$96.0M-25.0%
CapEx$5.9M-85.6%
Free cash flow$90.1M+3.9%

Valuation & ratios

Valuation

as of 12/31/25
See full
Market cap$3.48B-0.9%
Enterprise value$4.55B-8.1%
P/E8.9×-3.3×
P/S2.6×-0.2×

Profitability

See full
Net margin29.8%+6.5pp
FCF margin21.7%-10.2pp

Returns & leverage

See full
Return on equity11.7%+2.0pp
Debt / equity0.6×-0.2×

Segments

By product

See full
Commercial banking$24.1M+7.4%
Wealth management$23.9M+8.5%
Consumer banking$15.4M+7.9%
Mortgage banking$3.6M-3.3%
Other$2.9M-52.2%

FAQ

When did Fulton Financial report Q4 2025 earnings?
Fulton Financial (FULT) reported Q4 2025 earnings on January 21, 2026 after market close.
What were Fulton Financial's Q4 2025 revenue and EPS?
Fulton Financial reported revenue of $340.4M and eps of $0.55 for Q4 2025.
Did Fulton Financial beat estimates in Q4 2025?
Revenue beat the consensus estimate of $336.4M by $4.0M. EPS beat the consensus estimate of $0.52 by $0.03.
How did Fulton Financial's Q4 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue declined 29.7% from $484.4M a year earlier and eps grew 47.4% from $0.37.
Where can I find Fulton Financial's Q4 2025 SEC filings?
You can read the 8-K earnings release (0000700564-26-000002) and the 10-K periodic report (0000700564-26-000006) directly on SEC EDGAR. The filing index links above go to sec.gov.