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Other financials

Income statement

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Revenue$363.6M+12.2%
Net income$99.9M+0.7%
EPS (diluted)$0.52-1.9%

Balance sheet

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Cash & equivalents$1.1B+3.1%
Total debt$1.9B-11.8%
Total equity$3.8B+14.6%
Total assets$34.6B+7.9%

Cash flow

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Operating cash flow$114.7M+16,216%
CapEx$1.5M-84.2%
Free cash flow$113.2M+1,408%

Valuation

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Market cap$4.64B+43.0%
P/E11.8×+1.8×
P/S3.4×+0.9×

Profitability

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Net margin28.8%+3.5pp
FCF margin30.6%+12.5pp

Returns & leverage

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Return on equity11%+1.0pp
Debt / equity0.6×-0.1×

Where this comes from

Reported directly by Fulton Financial in its filing.

Tagged under the XBRL concept us-gaap:OtherBorrowings.

The source filing: Fulton Financial’s 10-K, filed February 27, 2026.

Filed
Feb 27, 2026, 4:32 PM EST
Fiscal year
FY2025
Accession
0000700564-26-000006
Line itemDecember 31, 2025December 31, 2024
Borrowings:
FHLB advances250,000850,000
Senior debt and subordinated debt367,637367,316
Other borrowings and interest-bearing liabilities679,738564,732
Total Borrowings1,297,3751,782,048
Accrued interest payable17,13031,620
Other liabilities724,041931,384
Total Liabilities28,627,95328,874,485

Item 8. Financial Statements and Supplementary Data

FAQ

What is Fulton Financial's hybrid debt?
Fulton Financial (FULT) reported hybrid debt of $679.74M in Q4 2025.
How has Fulton Financial's hybrid debt changed year-over-year?
Fulton Financial's hybrid debt increased by 20.4% year-over-year, from $564.73M to $679.74M.
What is the long-term trend for Fulton Financial's hybrid debt?
Over 4 years (2021 to 2025), Fulton Financial's hybrid debt has grown at a 12.9% compound annual growth rate (CAGR), from $417.7M to $679.74M.
What does hybrid debt mean?
This category includes various forms of hybrid debt or other long-term financing arrangements that do not fit into standard deposit or senior debt classifications. These instruments often possess characteristics of both debt and equity, providing flexible capital support for the organization. Investors monitor these items to understand the complexity of the company's capital stack and potential dilution or repayment risks.

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