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Green Dot GDOT Consumer Services — Operating revenues

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Other financials

Income statement

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Revenue$595.9M+18.2%
Operating income-$761.0K-106%
Net income-$2.1M+95.6%

Balance sheet

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Cash & equivalents$1.1B-50.6%
Total debt$65.5M-10.7%
Total equity$939.4M+2.0%
Total assets$6.2B+10.9%

Cash flow

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Operating cash flow$99.6M+44.4%
CapEx$19.8M+1.8%
Free cash flow$79.8M+61.2%

Valuation

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Market cap$758.98M+42.0%
Enterprise value-$318.93M-81.3%
P/S0.3×+0.1×

Profitability

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Operating margin3.9%
Net margin-1.1%
FCF margin9%-2.5pp

Returns & leverage

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Return on equity-2.8%
Debt / equity0.1×0.0×
Current ratio0.4×-0.2×

Where this comes from

Reported directly by Green Dot in its filing.

Tagged under the XBRL concept us-gaap:Revenues.

The source filing: Green Dot’s 10-Q, filed August 10, 2026.

Filed
Aug 10, 2026, 5:22 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001386278-26-000045
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Cash processing revenues53,30354,484189,674167,857
Interchange revenues44,18646,96788,14594,886
Interest income, net21,49021,50148,73243,130
Total operating revenues595,883504,1761,252,1301,063,050
Operating expenses:
Sales and marketing expenses49,35950,159108,672109,847
Compensation and benefits expenses59,00363,847118,774130,061
Processing expenses394,692293,213769,286578,530

ITEM 1. Financial Statements

FAQ

What is Green Dot's consumer services — operating revenues?
Green Dot (GDOT) reported consumer services — operating revenues of $84.75M in Q2 2026.
How has Green Dot's consumer services — operating revenues changed year-over-year?
Green Dot's consumer services — operating revenues decreased by 9.0% year-over-year, from $93.1M to $84.75M.
What is the long-term trend for Green Dot's consumer services — operating revenues?
Over 3 years (2022 to 2025), Green Dot's consumer services — operating revenues has grown at a -14.7% compound annual growth rate (CAGR), from $586.8M to $364.31M.
What does consumer services — operating revenues mean?
Represents the total revenue generated specifically from the Consumer Services business segment. This metric reflects the income derived from financial products and services provided directly to individual customers, excluding inter-segment eliminations. It serves as a primary indicator of the segment's market reach and demand for its retail financial offerings.

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