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Green Dot GDOT Consumer Services — Processing expenses

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Other financials

Income statement

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Revenue$595.9M+18.2%
Operating income-$761.0K-106%
Net income-$2.1M+95.6%

Balance sheet

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Cash & equivalents$1.1B-50.6%
Total debt$65.5M-10.7%
Total equity$939.4M+2.0%
Total assets$6.2B+10.9%

Cash flow

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Operating cash flow$99.6M+44.4%
CapEx$19.8M+1.8%
Free cash flow$79.8M+61.2%

Valuation

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Market cap$745.38M+36.8%
Enterprise value-$332.54M-80.4%
P/S0.3×0.0×

Profitability

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Operating margin3.9%
Net margin-1.1%
FCF margin9%-2.5pp

Returns & leverage

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Return on equity-2.8%
Debt / equity0.1×0.0×
Current ratio0.4×-0.2×

Where this comes from

Reported directly by Green Dot in its filing.

Tagged under the XBRL concept us-gaap:CommunicationsAndInformationTechnology.

The source filing: Green Dot’s 10-Q, filed August 10, 2026.

Filed
Aug 10, 2026, 5:22 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001386278-26-000045
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Operating expenses:
Sales and marketing expenses49,35950,159108,672109,847
Compensation and benefits expenses59,00363,847118,774130,061
Processing expenses394,692293,213769,286578,530
Other general and administrative expenses93,49483,558186,943170,468
Restructuring and other charges96178
Total operating expenses596,644490,7771,183,853988,906
Operating (loss) income(761)13,39968,27774,144

ITEM 1. Financial Statements

FAQ

What is Green Dot's consumer services — processing expenses?
Green Dot (GDOT) reported consumer services — processing expenses of $8.59M in Q2 2026.
How has Green Dot's consumer services — processing expenses changed year-over-year?
Green Dot's consumer services — processing expenses decreased by 5.8% year-over-year, from $9.12M to $8.59M.
What is the long-term trend for Green Dot's consumer services — processing expenses?
Over 3 years (2022 to 2025), Green Dot's consumer services — processing expenses has grown at a -20.3% compound annual growth rate (CAGR), from $69.71M to $35.29M.
What does consumer services — processing expenses mean?
Captures the direct costs incurred for processing financial transactions, including network fees and third-party service provider charges within the Consumer Services segment. These expenses are essential for the operational delivery of banking and payment services. Fluctuations in this metric often correlate with transaction volume and the underlying cost structure of payment networks.

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