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Green Dot GDOT Consumer Services — Transaction losses and fraud management

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Other financials

Income statement

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Revenue$656.2M+17.4%
Operating income$69.0M+13.7%
Net income$53.8M+109%

Balance sheet

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Cash & equivalents$1.6B-7.1%
Total debt$65.5M-10.7%
Total equity$940.5M-0.8%
Total assets$6.7B+16.1%

Cash flow

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Operating cash flow$95.1M-12.6%
CapEx$19.0M-2.0%
Free cash flow$76.0M-14.9%

Valuation

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Market cap$767.48M+45.0%
Enterprise value-$813.41M-30.1%
P/S0.4×+0.1×

Profitability

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Operating margin3.9%
Net margin-3.3%
FCF margin9%-2.5pp

Returns & leverage

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Return on equity-7.5%
Debt / equity0.1×0.0×
Current ratio0.5×-0.1×

Where this comes from

Reported directly by Green Dot in its filing.

Tagged under the XBRL concept gdot:TransactionLossesAndFraudManagement.

The official record: Green Dot’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Green Dot's consumer services — transaction losses and fraud management?
Green Dot (GDOT) reported consumer services — transaction losses and fraud management of $14.01M in Q1 2026.
How has Green Dot's consumer services — transaction losses and fraud management changed year-over-year?
Green Dot's consumer services — transaction losses and fraud management decreased by 2.4% year-over-year, from $14.35M to $14.01M.
What is the long-term trend for Green Dot's consumer services — transaction losses and fraud management?
Over 3 years (2022 to 2025), Green Dot's consumer services — transaction losses and fraud management has grown at a -10.6% compound annual growth rate (CAGR), from $82.8M to $59.2M.
What does consumer services — transaction losses and fraud management mean?
Reflects the costs associated with fraudulent activities, uncollectible accounts, and losses incurred during the processing of consumer financial transactions. This metric is a critical indicator of risk management effectiveness and the security of the segment's platform. Elevated levels suggest potential weaknesses in fraud detection systems or shifts in the risk profile of the customer base.