What is Green Dot's retained earnings?

Green Dot (GDOT) reported retained earnings of $698.49M in Q1 2026.

How has Green Dot's retained earnings changed year-over-year?

Green Dot's retained earnings decreased by 9.2% year-over-year, from $769.38M to $698.49M.

What is the long-term trend for Green Dot's retained earnings?

Over 5 years (2020 to 2025), Green Dot's retained earnings has grown at a -0.2% compound annual growth rate (CAGR), from $651.89M to $644.74M.

What does retained earnings mean?

Cumulative net income earned since inception minus all dividends paid — the total profits reinvested in the business over its lifetime.

Green Dot GDOT Retained Earnings

Retained Earnings at other companies

Pathward Financial, Inc.CASH

$340.74M-0.3%

The BancorpTBBK

$1.07B+27.6%

Coastal FinancialCCB

$269.54M+22.4%

MarqetaMQ

-$804M+0.3%

SoFi Technologies, Inc.SOFI

-$657.55M+46.7%

Flagstar Bank FLG

-$980M-12.0%

Other financials

Income statement

See full

Revenue$656.2M+17.4%

Operating income$69.0M+13.7%

Net income$53.8M+109%

Balance sheet

See full

Cash & equivalents$1.6B-7.1%

Total debt$65.5M-10.7%

Total equity$940.5M-0.8%

Total assets$6.7B+16.1%

Cash flow

See full

Operating cash flow$95.1M-12.6%

CapEx$19.0M-2.0%

Free cash flow$76.0M-14.9%

Valuation

See full

Market cap$759.55M+45.0%

Enterprise value-$821.34M-30.1%

P/S0.4×+0.1×

Profitability

See full

Operating margin3.9%—

Net margin-3.3%—

FCF margin9%-2.5pp

Returns & leverage

See full

Return on equity-7.5%—

Debt / equity0.1×0.0×

Current ratio0.5×-0.1×

Where this comes from

Reported directly by Green Dot in its filing.

Tagged under the XBRL concept us-gaap:RetainedEarningsAccumulatedDeficit.

The official record: Green Dot’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Green Dot's retained earnings?: Green Dot (GDOT) reported retained earnings of $698.49M in Q1 2026.
How has Green Dot's retained earnings changed year-over-year?: Green Dot's retained earnings decreased by 9.2% year-over-year, from $769.38M to $698.49M.
What is the long-term trend for Green Dot's retained earnings?: Over 5 years (2020 to 2025), Green Dot's retained earnings has grown at a -0.2% compound annual growth rate (CAGR), from $651.89M to $644.74M.
What does retained earnings mean?: Cumulative net income earned since inception minus all dividends paid — the total profits reinvested in the business over its lifetime.