What is Greenlight Capital RE, Ltd.'s health — year 5?

Greenlight Capital RE, Ltd. (GLRE) reported health — year 5 of 0% in Q4 2025.

What does health — year 5 mean?

Represents the cumulative claims development or loss experience for the health segment during the fifth year following the inception of the policy year. This metric is used to evaluate the long-term accuracy of reserves for mature health insurance portfolios. It helps investors understand the ultimate profitability and risk profile of the segment's historical underwriting.

Greenlight Capital RE, Ltd. (GLRE) Health — Year 5

Screener

Other product segments

Financial

23%+82.5%

Casualty

22.2%-7.5%

Specialty

17.6%+23.9%

Property

3%+7.1%

Multiline

1.6%0.0%

Similar metrics at other companies

CNASurety — Year 5

6.3%+2.4pp

UFCSPersonal — Year 5

0.6%-0.2pp

HGTYAuto — Year 5

1.7%-0.1pp

KMPRHomeowners — Year 5

98.8%-0.5pp

KGInternational — Year 5

-0.8%—

ORIFinancialIndemnityMember — Year 5

9.6%-0.3pp

Other financials

Income statement

See full

Revenue$189.7M-11.1%

Net income$35.8M+20.7%

EPS (diluted)$1.05+22.1%

Balance sheet

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Cash & equivalents$610.2M-5.1%

Total debt$4.7M-92.1%

Total equity$741.2M+11.2%

Total assets$2.3B+5.4%

Cash flow

See full

Operating cash flow$37.2M+259%

Valuation

See full

Market cap$501.04M+12.7%

Enterprise value-$104.46M-32.9%

P/E6.2×—

P/S0.7×+0.1×

Profitability

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Net margin11.5%—

FCF margin-46.7%—

Returns & leverage

See full

Return on equity11.5%—

Debt / equity0×-0.1×

Where this comes from

Reported directly by Greenlight Capital RE, Ltd. in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearFive.

The source filing: Greenlight Capital RE, Ltd.’s 10-K, filed March 9, 2026.

Filed: Mar 9, 2026, 4:40 PM EDT
Fiscal year: FY2025
Accession: 0001385613-26-000010

Year 1	Year 2	Year 3	Year 4	Year 5	Year 6	Year 7	Year 8	Year 9	Year 10
11.6%	17.0%	14.9%	11.9%	11.1%	12.3%	7.0%	4.4%	3.7%	6.1%

Item 15. Exhibit Index

FAQ

What is Greenlight Capital RE, Ltd.'s health — year 5?: Greenlight Capital RE, Ltd. (GLRE) reported health — year 5 of 0% in Q4 2025.
What does health — year 5 mean?: Represents the cumulative claims development or loss experience for the health segment during the fifth year following the inception of the policy year. This metric is used to evaluate the long-term accuracy of reserves for mature health insurance portfolios. It helps investors understand the ultimate profitability and risk profile of the segment's historical underwriting.