What is General Motors's cruise — financing receivable?

General Motors (GM) reported cruise — financing receivable of $0 in Q4 2025.

What does cruise — financing receivable mean?

Represents the total amount of outstanding credit extended to customers or partners within the autonomous vehicle segment. This metric tracks the portion of financing assets specifically tied to the development or deployment of self-driving technology services. It reflects the credit risk and capital tied up in financing arrangements unique to the autonomous mobility business model.

General Motors GM Cruise — Financing receivable

Similar metrics at other companies

SNDRCustomer financing receivable

$80.6M-5.6%

TSLAAutomotive sales — Financing receivable, net of allowance for credit losses, current

$243M—

HPEFinancing Receivables

$9.22B-1.9%

PCARFinancial Services — Financing Receivable Revolving

$4.11B-20.6%

SNDRCustomer financing receivable

$137.5M+2.5%

TSLAAutomotive sales — Financing receivable, after allowance for credit loss, noncurrent

$506M—

Other financials

Income statement

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Revenue$43.6B-0.9%

Gross profit$6.6B—

Operating income$2.9B-12.7%

Net income$2.6B-5.6%

EPS (diluted)$2.82-15.8%

Balance sheet

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Cash & equivalents$24.1B+0.1%

Total debt$266.0M+4.7%

Total equity$62.7B-2.7%

Total assets$280.97B-0.4%

Cash flow

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Operating cash flow$3.0B-51.3%

CapEx$1.5B-16.7%

Free cash flow$1.4B-66.1%

Valuation

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Market cap$71.19B+53.6%

P/E8.3×0.0×

P/S0.4×+0.1×

Profitability

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Gross margin20.8%—

Operating margin4.3%-2.4pp

Net margin6.1%+0.2pp

FCF margin8%+1.0pp

Returns & leverage

See full

Return on equity15.2%+0.9pp

Debt / equity0×0.0×

Current ratio1.2×-0.1×

Where this comes from

Reported directly by General Motors in its filing.

Tagged under the XBRL concept us-gaap:NotesReceivableGross.

The official record: General Motors’s 10-K, filed January 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is General Motors's cruise — financing receivable?: General Motors (GM) reported cruise — financing receivable of $0 in Q4 2025.
What does cruise — financing receivable mean?: Represents the total amount of outstanding credit extended to customers or partners within the autonomous vehicle segment. This metric tracks the portion of financing assets specifically tied to the development or deployment of self-driving technology services. It reflects the credit risk and capital tied up in financing arrangements unique to the autonomous mobility business model.