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General Motors GM GM Financial — GM Financial

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HOGFinancial Services Entities — Financial services
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PIIIncome from financial services — Income from financial services
$16.8M-26.3%
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HOGInterest income — Financial services
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XYZFinancial solutions revenue — Revenue from other sources
$736.12M+125%
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DEFinancial Services — Revenue Not From Contract With Customer
$1.37B-1.4%

Other financials

Income statement

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Revenue$48.0B+1.9%
Gross profit$6.6B
Operating income$1.5B-31.4%
Net income$1.3B-31.1%
EPS (diluted)$1.41-26.2%

Balance sheet

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Cash & equivalents$23.6B-8.6%
Total debt$266.0M+4.7%
Total equity$62.0B-6.6%
Total assets$282.74B-2.3%

Cash flow

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Operating cash flow$6.4B-8.0%
CapEx$1.9B-9.1%
Free cash flow$4.4B-7.5%

Valuation

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Market cap$76.29B+52.7%
P/E10.7×+0.1×
P/S0.4×+0.1×

Profitability

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Gross margin20.8%
Operating margin4.3%-2.4pp
Net margin6.1%+0.2pp
FCF margin7.8%0.0pp

Returns & leverage

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Return on equity15.2%+0.9pp
Debt / equity0.0×
Current ratio1.1×-0.1×

Where this comes from

Reported directly by General Motors in its filing.

Tagged under the XBRL concept us-gaap:RevenueNotFromContractWithCustomer.

The source filing: General Motors’s 10-Q, filed July 21, 2026.

Filed
Jul 21, 2026, 4:16 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001467858-26-000051
Line itemThree Months Ended June 30, 2026 / GMNAThree Months Ended June 30, 2026 / GMIThree Months Ended June 30, 2026 / CorporateThree Months Ended June 30, 2026 / Total AutomotiveThree Months Ended June 30, 2026 / GM FinancialThree Months Ended June 30, 2026 / Eliminations/ReclassificationsTotal
Used vehicles62111632632
Services and other1,229284341,5471,547
Automotive net sales and revenue39,9113,69115943,76243,762
Leased vehicle income1,9701,970
Finance charge income2,0062,006
Other income291(3)289
GM Financial net sales and revenue4,267(3)4,264
Net sales and revenue$39,912$3,691$159$43,762$4,267$(3)$48,026

Item 1. Condensed Consolidated Financial Statements

FAQ

What is General Motors's GM financial — GM financial?
General Motors (GM) reported GM financial — GM financial of $4.27B in Q2 2026.
How has General Motors's GM financial — GM financial changed year-over-year?
General Motors's GM financial — GM financial increased by 0.3% year-over-year, from $4.26B to $4.27B.
What is the long-term trend for General Motors's GM financial — GM financial?
Over 4 years (2021 to 2025), General Motors's GM financial — GM financial has grown at a 6.2% compound annual growth rate (CAGR), from $13.42B to $17.06B.
What does GM financial — GM financial mean?
The total financial performance and operational footprint of the captive finance segment. This serves as the primary aggregate measure for the company's internal banking and lending operations.

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