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Great Southern Bancorp GSBC Q4 2025 Annual earnings

Reported January 21, 2026 · After market close

Revenue$56.4MBeat by $1.3M
EPS$1.45Beat by $0.07
Revenue estimate$55.0M
EPS estimate$1.38

Next report

Oct 21, 2026 (in 3 months)
Revenue estimate$56.1M
EPS estimate$1.39

Financials

Q4 2025

Income statement

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Revenue$56.4M-0.2%
Net income$16.3M+9.1%
EPS (diluted)$1.45+14.2%

Balance sheet

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Cash & equivalents$109.8M+0.4%
Total debt$4.3M-35.5%
Total equity$636.1M+6.1%
Total assets$5.6B-6.4%

Cash flow

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Operating cash flow$21.6M+121%
CapEx$3.4M+137%
Free cash flow$18.2M+118%

Valuation & ratios

Valuation

as of 12/31/25
See full
Market cap$688.81M-1.2%
Enterprise value$583.31M-1.9%
P/E9.7×-1.6×
P/S3×-0.2×

Profitability

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Net margin31%+2.8pp
FCF margin30.6%+12.7pp

Returns & leverage

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Return on equity11.5%+0.9pp
Debt / equity0×0.0×

FAQ

When did Great Southern Bancorp report Q4 2025 earnings?
Great Southern Bancorp (GSBC) reported Q4 2025 earnings on January 21, 2026 after market close.
What were Great Southern Bancorp's Q4 2025 revenue and EPS?
Great Southern Bancorp reported revenue of $56.4M and eps of $1.45 for Q4 2025.
Did Great Southern Bancorp beat estimates in Q4 2025?
Revenue beat the consensus estimate of $55.0M by $1.3M. EPS beat the consensus estimate of $1.38 by $0.07.
Where can I find Great Southern Bancorp's Q4 2025 SEC filings?
You can read the 8-K earnings release (0001171843-26-000379) and the 10-K periodic report (0001104659-26-024659) directly on SEC EDGAR. The filing index links above go to sec.gov.