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Great Southern Bancorp GSBC Financing Receivables

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Other financials

Income statement

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Revenue$56.9M-3.9%
Net income$15.8M-20.2%
EPS (diluted)$1.43-16.9%

Balance sheet

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Cash & equivalents$97.2M-11.6%
Total debt$4.9M-19.7%
Total equity$641.6M+3.1%
Total assets$5.5B-5.7%

Cash flow

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Operating cash flow$6.1M-84.4%
CapEx$3.4M-21.9%
Free cash flow$2.7M-92.2%

Valuation

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Market cap$877.83M+35.3%
Enterprise value$785.52M+44.1%
P/E13×+3.5×
P/S3.9×+1.0×

Profitability

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Net margin29.7%-0.5pp
FCF margin19.7%-12.4pp

Returns & leverage

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Return on equity10.6%-0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Great Southern Bancorp in its filing.

Tagged under the XBRL concept us-gaap:NotesReceivableNet.

The source filing: Great Southern Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 2:51 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-092625
Line itemJUNE 30, 2026DECEMBER 31, 2025
Available-for-sale securities503,795523,831
Held-to-maturity securities175,264179,200
Mortgage loans held for sale7,8686,838
Loans receivable, net of allowance for credit losses of $63,965 – June 2026; $64,771 – December 20254,307,7124,356,853
Interest receivable18,46718,068
Prepaid expenses and other assets123,005128,615
Other real estate owned and repossessions, net8,3606,036
Premises and equipment, net132,838133,257

ITEM 1. FINANCIAL STATEMENTS.

FAQ

What is Great Southern Bancorp's financing receivables?
Great Southern Bancorp (GSBC) reported financing receivables of $4.31B in Q2 2026.
How has Great Southern Bancorp's financing receivables changed year-over-year?
Great Southern Bancorp's financing receivables decreased by 5.0% year-over-year, from $4.53B to $4.31B.
What is the long-term trend for Great Southern Bancorp's financing receivables?
Over 4 years (2021 to 2025), Great Southern Bancorp's financing receivables has grown at a 2.1% compound annual growth rate (CAGR), from $4.01B to $4.36B.
What does financing receivables mean?
Receivables arising from financing activities, such as loans or lease receivables.

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