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Great Southern Bancorp GSBC Business Segments — Late Charges And Fees On Loans

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Other financials

Income statement

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Revenue$56.9M-3.9%
Net income$15.8M-20.2%
EPS (diluted)$1.43-16.9%

Balance sheet

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Cash & equivalents$97.2M-11.6%
Total debt$4.9M-19.7%
Total equity$641.6M+3.1%
Total assets$5.5B-5.7%

Cash flow

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Operating cash flow$6.1M-84.4%
CapEx$3.4M-21.9%
Free cash flow$2.7M-92.2%

Valuation

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Market cap$877.83M+35.3%
Enterprise value$785.52M+44.1%
P/E13×+3.5×
P/S3.9×+1.0×

Profitability

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Net margin29.7%-0.5pp
FCF margin19.7%-12.4pp

Returns & leverage

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Return on equity10.6%-0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Great Southern Bancorp in its filing.

Tagged under the XBRL concept gsbc:LateChargesAndFeesOnLoans.

The source filing: Great Southern Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 2:51 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-092625
Line itemTHREE MONTHS ENDED / JUNE 30, 2026THREE MONTHS ENDED / JUNE 30, 2025
Overdraft and insufficient funds fees1,2481,266
Point-Of-Sale and ATM fee income and service charges3,3923,444
Net gains on loan sales795893
Late charges and fees on loans305340
Gain (Loss) on derivative interest rate products5(28)
Other income9891,886
TOTAL NON-INTEREST INCOME7,3758,212
NON-INTEREST EXPENSE

ITEM 1. FINANCIAL STATEMENTS.

FAQ

What is Great Southern Bancorp's business segments — late charges and fees on loans?
Great Southern Bancorp (GSBC) reported business segments — late charges and fees on loans of -$305K in Q2 2026.
How has Great Southern Bancorp's business segments — late charges and fees on loans changed year-over-year?
Great Southern Bancorp's business segments — late charges and fees on loans increased by 10.3% year-over-year, from -$340K to -$305K.
What is the long-term trend for Great Southern Bancorp's business segments — late charges and fees on loans?
Over 3 years (2022 to 2025), Great Southern Bancorp's business segments — late charges and fees on loans has grown at a 0.3% compound annual growth rate (CAGR), from -$1.18M to -$1.19M.
What does business segments — late charges and fees on loans mean?
Revenue generated from penalties applied to borrowers who fail to make loan payments by the scheduled due date. This metric can serve as an early warning indicator of potential credit quality deterioration within the loan portfolio.

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